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HSBC Charges reclaiming - have i a leg to stand on?


rara100
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Hello all,

 

In 2007 I started the process of claiming back unfair charges with HSBC.

 

 

I claimed that they owed me over £3000 and after a little discussion they made an offer of £1600 as full and final settlement.

 

I decided to accept the offer and sent back their form agreeing to the terms.

 

Now, at the same time I had become increasingly ill and was diagnosed with cancer.

 

 

It was all very full on, within two weeks of the diagnosis I was in the hospital having a big op to remove the growths

and there was partial organ removal, followed by a lot of recovering and medical treatments/physio and so on.

It was all incredibly scary and stressful.

Every day life took a back seat.

 

With everything that was going on I actually forgot about the money

- and I have no idea how as I wasn't in the best financial situation.

I never received the money and I never heard from HSBC.

 

I came across the letter recently and wondered if I should bother going back to HSBC to ask why the payment wasn't made, if they would make it now.

 

I can't prove that I sent the letter, despite knowing that I would've sent it by recorded delivery.

I have no receipt now and obviously can't prove it any other way.

 

Should I bother contacting them or avoid being laughed out of the door?

 

Many thanks for reading and any suggestions in advance.

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why not simply ask them where the payment was made too?

as you can find no trace of it ever being made?

unless ofcourse they pulled out of refunding they sighted the FCa court decision that charges were fair etc etc

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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