Thread: Icudberich!

Hi Everyone, I feel a bit like "scary mary" in a certain tv ad! As well as being new to all this I'm also not that great on the computer. I have sent off the initial Data Protection Act Request letter to BOS on 31st october, I'm a little concerned now as I didn't send it recorded delivery and i didn't mail it to my local branch, having said that, I am also very determined and will take this all the way, there was a time when I could paper the walls with overdraft letters therefore it should be worth my while, I will definitely be donating something when I win!!

Thanks, I'll keep a look out for that.

Received bank statements well within time limit of 40 days, all tallied up, prelim letter sent off today accompanied by completed spreadsheet with all charges.Just one wee query, advice given on completing the spreadsheets says the date must be entered in a differrent format i.e. the 21st February 2006 should be entered as 02/21/2006. I have tried to enter the date in this way but then the spreadsheet fails to calculate the interest. I know I don't have to worry about the interest just yet but I'm getting prepared!!

Ooops! Think I may have made a mistake, I live in Scotland and I am in the process of trying to claim back charges for 6 years, should it be 5 years?

Anyone???

No harm in asking the bank for 6 years of charges however if/when you file against them in court then obv just clkaim for 5 years.

Hi Folks, just a wee update,I was getting the forms ready to submit to court for small claims, I mistakenly completed form 1a instead of form 1b so I had to start all over again. Then I spotted a thread on here, Killbi11, which said I had to alter the text in box 4, which I did, however the lady at the court wasn't completely satisfied I had done this correctly so ammended it again, so, back home, amended again!! Back to the court today, now the lovely lady says the total of the small claim i.e. charges AND interest must total less than £750.00. I'm sure I've read all over this site, the total of charges must not exceed £750.00 and then the interest goes on after that, however it's back to the drawing board again for me, going to issue summary cause this time!!

Well we are on our way now! Summary cause filed today, return date of 5th April,the waiting game begins.

Game over, I WON!! I'm so excited i have just succeeded in claiming back 6 years charges.........in Scotland! Without going to court.We are all having cream cakes this afternoon thanks to BOS.To everyone out there, keep going,stand your ground and the very best of luck to you all when you get your money, must dash got to donate.

Certainly T4FF, it was £2213.00, forgot about the survey, will do it now, thanks.