Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    mumofrobandben Novitiate

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    Default A & L new unhappy customer

    Help! Scared of The Bank's power and size, but fed up with charges since starting my internet a/c with them. They won't even increase overdrafticon, despite wage increase and original overdraft being based on wage!

    Am going to try to find template library now for spreadsheet and appropriate letter, have printouts from internet of all statements. How do I find this libary, please?

    Also, how do claims to A & L tend to go? Are they quite customer friendly or does it go to scary court?

    Similar Threads:

  2. #2
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    Beserker Novitiate Beserker's Avatar

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    Default Re: A & L new unhappy customer

    The templates are here:-

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

    The spreadsheet is here :-

    VAMPIRESS'S CHAMBER OF "CONSUMER ACTI...

    A&L won't go to court, they can't justify the charges. However, they won't pay up until you issue a claim, either through MCOL or at your local court.

    As always read these forums they are an amazing font of knowledge and very empowering.


    We haven't got the money, so we've got to think!
    Ernest Rutherford

    A & L
    Data Protection Act Letter sent 11/08/06
    Data rec'd 14/09/06, Prelim letter sent 16/09/06
    LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.

  3. #3
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    younganfree Informative younganfree Informative younganfree Informative

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    Default Re: A & L new unhappy customer

    Hi there, and welcome.

    Beserker is right, they won't go into court to defend, but they will make you start court proceedings before they pay up. Not exactly what you'd call "user friendly".

    But if you've had a read round some of the threads on here you will know what to expect.

    Good Luck.


  4. #4
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    purplejue Novitiate

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    Default Re: A & L new unhappy customer

    Hi Mumof......
    Youngnfree is right, read around the boards, they have been of great help to me.... Thanks all!!
    I have put a claim in through MCOL, I have received the acknowledgement today, they have 28 days. Reading round it looks like they wait till the last minute then pay out, but won't accept liability....
    I can't wait for my cheque!!!

    Good luck!

    Purplejue


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE