Hi,

I am an Australian/British citizen (Dual Nationality) and I have lived in the UK for the past 11 years.

Unfortunately I have made poor choices whilst I have been here and I am in debt. I have been paying a DMP for the past 2 years and I have roughly £9,500 in total left to pay to various creditors.

I have to move back to Australia in about 3 months time due to my parents ill health and this move will be permanent and I have no intention of returning to the UK.

I would like some advice on if I will be chased for this debt in Australia if I just leave without paying?

Also, is there anything I should do in the next 3 months before I leave? I do not want to give them my address in Australia but should I notify them that I am leaving the country?

Thank you for your advice in advance

if you are leaving no assets reclaim as much ppi/penalty charges as you can and run!

Thanks dx100uk

I am just worried about being harassed when I get back to Australia.

As the largest amount I owe to one creditor is £3000 do you think they will chase me for it?

you'd have to gen up a bit here in this forum

but I don't recall anyone coming here stating they've lost anything through court action taken outside the UK.

dx

Hi,

 

 

I am an Australian/British citizen (Dual Nationality) and I have lived in the UK for the past 11 years.

 

 

Unfortunately I have made poor choices whilst I have been here and I am in debt. I have been paying a DMP for the past 2 years and I have roughly £9,500 in total left to pay to various creditors.

 

 

I have to move back to Australia in about 3 months time due to my parents ill health and this move will be permanent and I have no intention of returning to the UK.

 

 

I would like some advice on if I will be chased for this debt in Australia if I just leave without paying?

 

 

Also, is there anything I should do in the next 3 months before I leave? I do not want to give them my address in Australia but should I notify them that I am leaving the country?

 

 

Thank you for your advice in advance

When you get to Australia, write to them and state that you have had to leave the UK permanently due to family illheath in Australia and will not be able to service any outstanding commitments in the UK until your circumstances have improved. You should inform the people running the DMP as well.

It is important to make UK creditors aware that you are not in the UK, as this should stop them getting UK court judgements. Without UK court judgements, Aussie courts may not be interested in looking at UK debts. But if you don't advise UK creditors you have left the UK, they could obtain UK court judgements by default in your absence and I believe that Aussie courts will look to enforce UK court judgements.

As soon you are register anything in Aus, your address details will be available to anyone wanting to trace you. So even if you did not provide your address, it would not be very long before debt collection agencies started to write to you.