Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
So I think Ill be spending my Friday night with a calculator and 100's of bank statements.
Just one question,
seeing as i am in Scotland, if (not really an if about this ) the figures are in excess of £750, should I still ask for 100% of it in my initial letter.
Then, if they knock me back and force me into legal action, break it into smaller claims?
Hopefully that's the best approach because that's what I've done. Mine came to >£900 but I submitted a claim for £701.49 which happens to be 5 years worth.
You are stil protected from costs if it goes outside of the small claims track - but you could be eligible for up to £750 (In England) - I think the same is true in Scotland, but am unsure.
Best to phone your local court to be sure.
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Newbie, not done my sums... yet!
) the figures are in excess of £750, should I still ask for 100% of it in my initial letter.
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