Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question Black Horse Finance??

    Hi everyone...Have just recieved a letter addressed to my hubby that states due to incurred charges we have added a total of £200 to you policy and will continue to debit your account untill these charges are recovered. Just wondering if anyone has taken on Black Horse and won.....doesnt seem fair that he now has to pay another £200. Their charges seem as ridiculus as the banks!!! Have to wait for hubby to come home at end of Nov to get him to get a Breakdownicon of charges. Any help greatly recieved. Many thanks Sarahx

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    Default Re: Black Horse Finance??

    yes people have claimed off black horse/llyods

    -----------------------------------------------
    Mortgage Express charges- settled in full after issuing claim

    ------------------------------------------------
    To view the FAQ'S click here: http://www.consumeractiongroup.co.uk...se-read-these/
    To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk...ction-act.html
    To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk...re-action.html
    To find Registered Address:
    http://www.esd.informationcommission...esd/search.asp


    If my advise helps click here http://www.consumeractiongroup.co.uk...n.php?p=366404

  3. #3
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    Talking Re: Black Horse Finance??

    Thank you so much for that, had looked around but couldnt find any links for them. So they are a sub group of loydds then??? Guess thats another set of letters i need to write then :grin:


  4. #4
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    Default Re: Black Horse Finance??

    Yes they are part of their group. You will find the letter templates needed in the links below.

    Good luck

    Uk...

    Some useful links.
    FAQ's
    Making Posts
    Letter Template Library
    Bank Contact Details
    AQ Guide to Completion
    Court Fees
    Data Protection non Compliance
    Witness Statements for Court Bundle
    Banking Code Website
    Limitations Act
    Fast Track Costs
    A-Z Index
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    Default Re: Black Horse Finance??

    Black Horse tried to hit me for a £25 'late payment' fee at the end of a 3year loan agreement, although the loan had been repaid in full. I cancelled the direct debiticon so haven't paid it. They wrote a letter asking for £25.71 inc. interesticon so I wrote back telling them their 'charge' is unlawful and I'm not paying it. Still waiting for their reply!


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    Default Re: Black Horse Finance??

    Hi Strapped and Suez
    There are a few Black Horse threads, mostly regarding how Black Horse finance place a cash loan as HPi on vehicles purchased with the loan.

    If your problem is just charges, then follow the Lloyd's threads, you will find many Lloyd's loans.

    Links below are to help you get around.
    " list of banks" will get you through to Lloyd's.

    Can i ask that you both open case threads under banks you will be claiming against.

    Many thanks
    and good luck
    BL



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE