Patricia Pearl - Small Claims Procedure - A Practical Guide


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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: judges requests

  1. #1
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    john Novitiate

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    Default judges requests

    Have just sent 1st letter to RBSicon claiming for my closed business account. Applied for statements and paid proverbial £10 for them.

    Old manager emailed me yesterday when letter would have been recieved, firstly to ask more details so he could obtain statements for me so I replied I've already had them over a week, and one today asking if he could have my statements or if |I can copy them for him or if he should obtain his own.

    Guess what I replied!!!!!!

    Thought it would have been passed to their legal or customer service dept, but obviously not.

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    • #2
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      Default Re: RBS Letter 1

      Good luck.

      Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

      All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

    • #3
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      Default Re: RBS Letter 1

      You should tell him to help himself and send you a tenner.


    • #4
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      Default Re: RBS Letter 1

      money claim online made on the 10 may, issued on the 11 may and acknowledged from the bank on 12 may, not heard anything 7 days to go and counting down, any advice?
      do i need to start getting ready for court


    • #5
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      Default Re: RBS Letter 1

      Anyone out there got any advice?


    • #6
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      Default Re: RBS court date up 8th June!!!

      Title changed - checking the thread, the bank gets 14 days from issue date to acknowledge claim, and if they do, a further 14 days to file a defenceicon.

      My guess is you will hear from the court, as they will have been notified of the bank's defence, assuming they file one. Alternatively they may just cough up beforehand.

      Sorry that this thread was not picked up earlier...it seems to have escaped our attention...

      Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

      All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

    • #7
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      Default Re: RBS court date up 8th June!!!

      quick update... 4 days to go and still not heard anything!


    • #8
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      Default Re: RBS court date up 8th June!!!

      Good luck John, I'm following your thread with interesticon.

      I'm about 10 days behind you, my claim was acknowledged on the 22nd May and I haven't heard anything from them yet either.

      How much is your claim for, (if you don't mind me asking)?

      24/04/06 - Capital One - £170.00 - Court Claim Acknowledged - Defendant intends to defend claim
      18/05/06 - Full settlement received (£170.00) + another £20 for charges added after claim issued.

      16/05/06 - RBS - Court Claim Submitted - Total £4900 (inc. Interest + Court Fee + Allocation Fee)
      22/05/06 - Acknowledged by RBS
      16/06/06 - RBS Defence Received
      29/06/06 - Settlement offer from Cobbetts LPP £2,500
      22/07/06 - Hearing date given as 27th October, York County Court
      25/07/09 - Cheque received from Cobbets for £4800!! only £100 to go!!

    • #9
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      Default Re: RBS court date up 8th June!!!

      £2850 inc interesticon and court fee, time is up on thursday and still not heard


    • #10
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      Default Re: RBS court date up 8th June!!!

      just wondering if you have heard anything yet?

      RBS:
      Data Protection Act request sent 6/6/06
      Prelim sent 23/6/06 - no response
      LBA sent 10/7/06

    • #11
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      Default Re: RBS court date up 8th June!!!

      nothing yet. no email, no post . have got to check post tomorrow then thats it?


    • #12
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      Default Re: RBS court date up 8th June!!!

      Just check the moneyclaim website. If no defence filed by end of day the go for judgement by default asap!


    • #13
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      Default Re: RBS court date up 8th June!!!

      Fingers crossed for you Will look forward to you updating this.


      Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.


      ** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

      ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **
      Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....







    • #14
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      Default Re: RBS court date up 8th June!!!

      Keep us posted. I am desperate to know the outcome!


    • #15
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      Default Re: RBS court date up 8th June!!!

      Yeah, let us know the outcome pls.


    • #16
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      Default Re: RBS court date up 8th June!!!

      no post or emails today.i have tried to enter judgement by default on the website and it will not let me. the date of issue is 11/5/06 and it was acknowledged on the 12th and the date on the letter confirmation is the 12th aswell. i will try later but it looks like i might have to wait another day.


    • #17
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      Default Re: RBS court date up 8th June!!!

      Bet you have been on edge all day as well!!

      Oh well, roll on tomorrow.


      Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.


      ** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

      ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **
      Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....







    • #18
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      Default Re: RBS court date up 8th June!!!

      yes i have. after nothing in the post i have had to wait until i finished work to be able to check my email. the 28 days is a bit unclear as when you can claim a default, do you have to wait 28 days clear or can you claim on the 28th day?


    • #19
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      Default Re: RBS court date up 8th June!!!

      I would think that they mean a clear 28 days but don't know...not up to that yet.

      Wonder if you can input it at 00.01 ????


      Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.


      ** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

      ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **
      Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....







    • #20
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      Default Re: RBS court date up 8th June!!!

      I'm with RBSicon and a newbie here, I'm following your thread in anticipaiton!!! Just about to send my DPA off in the morning. I've had £624 of charges since Jan 04 so cant wait to get the rest of my statements back as you can at least double or treble that figure!! The most annoying thing with RBS is you can go overdrawn by just a few pence and then get charged twice! A £28 maintenance charge AND a £30 referral charge!!! Then to top it all off, you then get charged because their charges take you overdraw??! Ridiculous! I really really HATE RBS with a passion and its time to get them back

      Sorry, just had to get that out my system! Anyway, I wish you the best of luck!!

      x x



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