Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
I had an Abbey account & credit card, due to circumstances & high bank charges I defaulted on the credit card and my account.
How do I find out my account numbers for my bank & my credit card?
I have sent my DPA but have had no response - so I'm wondering if it's because I didn't supply the account number.
Thanks
mneyinmypocket
it shouldnt be, the SAR DPA is based on your as a person so as long as they have the address and name correct from your letter and that matches what your account details had on them (if you know what I mean) you will be fine.
Abbey are renowned for stalling the DPA SAR for as long as possible so as long as they have all your info and you sent payment you just have to wait.
Hi
Thanks for the reply
The other problem is that i've married & moved house....but I did send a copy of my marriage certificate and my driving license as proof of ID. I detailed my full name and address that the account was held in so they shouldn't have any trouble tracing it!
I've read that there is a 7 day letter that you can send telling them to comply with the SAR letter and informing them that you will take them to Court if they do not reply. As the deadline for the statements is today where can I find the template for that letter?
In the templates library - data protection act non compliance I'll get a link
doesnt sound like there is anymore you could have done to make them find the right info.
I suggest you mention the copies you sent them in the non compliance letter too
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
yes the fact you sent it is sufficient, if they choose not to cash it its their problem.
The key issue in all of this is to make sure you kept good records of what you have done, copy letters etc. reciepts for delivery.
HTH
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Have the letters and deadline dates in a plastic folder. Should I have sent the SRA letter by Recorded Delivery? Should I get a signature for the 7 day letter?
Thanks for your help
Personally i send all correspondence recorded and check up when things are signed for.
You do have the alternative of putting things in the 1st class post with a return address on the back. If it doesnt come back its deemed served two days after posting, you must get proof of posting withi this as a record though.
HTH
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA