Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default Barclays Business Action Taken **ANOTHER WON**

    Finally I have got all my bank statements back from my account and have sent off the first preliminary letter today 13/4/06.
    I have emailed a copy and will let you know how I get on. This one is for £870.

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  2. #2
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    Default Re: Barclays Business Action Taken

    recived standard letter today saying that they are looking into it.
    3 days and I send out my lbaicon!


  3. #3
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    Default Re: Barclays Business Action Taken

    Carly, they aren't playing ball with my closed business account. In not so many words they told me to f*?! off.
    So they have 6 days left of lbaicon limit before moneyclaim goes in.


  4. #4
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    Re: Barclays Business Action Taken

    made a bit of a cock up here! I have got quite a few of these all due on the same days except this one. When I was filing my money claims on line I accidentally did this one as well. So although I stipulated in my lbaicon they had 14 days I have actually only given them 10. can't see there is much I can do about it now and it's doubtful they were ever going to pay out anyway, so I suppose I will just have to go with it. Has anyone else done this by accident?


  5. #5
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    Default Re: Barclays Business Action Taken

    Good luck.
    I've heard nothing further despite my lbaicon. My clainm is going in on Friday 12th. Little delayed due to timings of me being here to process, but hell, Barclaysicon may think they have got away with it for a few days longer!


  6. #6
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    Re: Barclays Business Action Taken

    Nevermind, the few days late that you file yours compensates for the 4 days early I put my claim in!!!
    Good luck!


  7. #7
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    Default Re: Barclays Business Action Taken

    Have received a letter from the court yesterday 18/5/06, saying that Barclaysicon have entered a judgement to change their address. I made my claim to the churchill place address. They haven't given me any details of what the new address is, so i am assuming that it is because it is a business account. When I find out the address I will let you know, because I have a feeling that business claims will need to be made to that address.
    Either that or this is just another delay tactic, but it doesn't seemed to have delayed anything so far.
    They have filed acknowledgement of service and have until 27th May now to enter their defence.


  8. #8
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    Default Re: Barclays Business Action Taken

    They can't do that. The business address of Barclaysicon is that registered at Companies House. This is a legal requirement so that claimants know where to send legal documents! Do you have letters from Barclays (usually at foot of page) showing the registered address?
    Object to the court. Its an internal affair, nothing to do with the court.

    Unless of course they have changed the address at Companies House ( I doubt it)


  9. #9
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    Default Re: Barclays Business Action Taken

    well this is what I thought, there is only one registered address, Churchill place, which is where I filed my claim to. This is the letter I received,

    'The defendant has advised us of a change of address. We have updated our records; however we can not update the website. As a result of this you will not be able to proceed to judgement or issue a warrant online.

    To proceed to judgement you will need to instruct the Court manually, using form N225-Entry of judgement by default or admission.

    To issue a warrant you will need to request (by email or post) for the case to be transfered to the defendant's local court for a manual warrant.'

    I am sure that the address is right, so what is this all about?!! It certainly has made things more complicated because now I can't do anything on line and will have to wait for post etc.

    Any advice anyone?


  10. #10
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    Default Re: Barclays Business Action Taken

    Don#t worry. This may or may not be some cunning ploy etc by the banks, but it won't make any difference unless they don't enter a defenceicon and you need to enter a judgement by default. In which case you can download the N225 from http://www.hmcourts-service.gov.uk/ and they will settle in full before that stage.


  11. #11
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    Default Re: Barclays Business Action Taken

    I would fill in the form to get the court changed to a local one, assuming you have easy access to your local county courticon. You an then submit judgement, warrents etc by hand on the same day.

    It may also spook Barclaysicon as it will show that you are on the ball with your legal stuff.
    Barclays, as an organisation, can't request the court change (that is my understanding anyway).
    Did you ask the court how Barclays can change their address and why they are doing it?
    It really does look like another procrastination attempt by Barclays. Why don't you contact Barclays seeking the reason for a change of address? If they can't or won't give a reason, mention that you will present this to the Court as evidence of being unreasonable in attempting to resolve the matter before it reaches the Court?


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    Default Re: Barclays Business Action Taken

    As at 11.00am this morning, the register at Companies House were giving Barclaysicon Bank PLC's registered address as 1 churchill place.


    http://wck2.companieshouse.gov.uk/41...46/compdetails


    Sounds like more time wasting to me.

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  13. #13
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    Angry Re: Barclays Business Action Taken

    Alike my Abbeyicon claim, I discovered today that my claim is set for an allocation hearing on 8th September. The judge has lumped in an hour and a half's worth of people claiming bank charges and we are all being seen at 2pm-classic!!

    Much alike my Abbey a/c I am really hoping it doesn't come to this and that I receive an offer before then as my company has closed and companies house will soon close my a/c. Interestingly though, I haven't had any offers or anything from Barclaysicon at all. All the other banks had made me an offer or settled by now, but I have had no correspondence whatsoever from Barclays-isn't very inspiring

    Carly


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  14. #14
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    Default Re: Barclays Business Action Taken

    Just to let you know that I have sent the DPA for my business barclaycard today. Will keep you all posted.


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  15. #15
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    Default Re: Barclays Business Action Taken

    Carly - wheres your hearing at for Barclaysicon - not southend ?


    maisielou has a barclays hearing same time, same date at southend.


    Happy birthday for the 23rd by the way - sorry i missed it - sounds like you had a nice pressie from the banks


  16. #16
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    Default Re: Barclays Business Action Taken

    Hi Karne,

    Long time no speak!! Was so chuffed about the birthday cheque!!!

    Can't believe maisielou is the smae day, haven't heard any more from Barclaysicon and case is going ahead as far as I am concerned.
    I will have to find maisielou's link later and see if she want s to go together.

    Thanks for the info Karne

    Carly


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  17. #17
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    Default Re: Barclays Business Action Taken


  18. #18
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    Default Re: Barclays Business Action Taken

    Thanks Karne, I have posted on her thread. How bizarre!!!
    I wonder how any exactly are going to this hearing and why Barclaysicon are dragging it out so much longer with no offers at all.

    All very intriguing!!


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full

  19. #19
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    Default Re: Barclays Business Action Taken

    yes it is..... have to keep eyes open for any others..... not just barcalys though is it cause your Abbeyicon one was put there too.


  20. #20
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    Default Re: Barclays Business Action Taken

    Yeah my Abbeyicon one was the same time too, so there could be loads of us if all the banks are in there!!!!

    Abbey however are settling with everyone, I am just curious why Barclaysicon are taking it so much further and not making any contact at all? Do they think they have a chance?!


    Lloyds TSB credit card-
    Judgement by default filed 8/06/07


    Virgin credit card-£120 claimed Settled in full
    Business barclaycard-£200 claimed Settled in full
    Business a/c-£961.31 claimed Settled in full
    NatWest personal a/c-£3010.28 claimed Settled in full
    Abbey business a/c-£2390.96 Settled in full
    Halifax personal a/c-£497 claimed Settled in full
    HSBC credit card-£175.65 claimed Settled in full
    Co-op credit card-£150 claimed Settled in full
    NatWest business a/c-£250.00 claimed Settled in full

    Halifax personal a/c2-£336 claimed Settled in full

    Lloyds Business a/c-£1027 claimed Settled in full


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