Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    jonat Novitiate

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    Question Royalties charges?

    Morning

    I am starting a claim for my wifes current account and she has had a royalties account. Does anyone know how much the charges were from 2000 onwards and when they went up over the last 6 yearsicon.

    Any help would be appreciated.

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  2. #2
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    Default Re: Royalties charges?

    Hi,
    I am currently at the same stage as you, from my statements it looks like the charges were £10 from April 2001 then £12 from April 2005.
    I cant work out the charges previous to this, some months its just £5 then rises to £6, I was thinking of sticking to the £10 charge to keep on the safe side.

    Complete novice here so don’t take this as a definite.

    Good Luck!


  3. #3
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    Default Re: Royalties charges?

    Hi

    I had the same problem when I did my Natwesticon current account (their's is called advantage gold) I posted a similar thread on the NatWest forum and some one had a full list of what the charges where, so I hoping there is a similar guru for RBSicon.

    Like you the only ones I can make out are the early ones of £5 then rising to £6 but I'm not sure when as they bundle the penalty charges in with the royalties charges.

    All the best with your claim.


  4. #4
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    Default Re: Royalties charges?

    I worked mine out, from February 01 to January 03 on the basis of £5 for a standard Royalties account and £10 for a Royalties Gold account.


  5. #5
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Royalties charges?

    Hi all, I've set up this post recently. Should help you.....



    PS, if it is of help, keep the thread going by putting a message on the bottom

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  6. #6
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    Default Re: Royalties charges?

    I have just read your post an you are spot on, I have succesfully claimed from my Natwesticon current account. they have a similay thing to royalties called advantage gold and also lumped the fee in with the penalty charge for that month. All I did was take off the advantage gold fee from that months account charges before I put it on my schedule of charges.

    The problem I had with my natwest account was that the charge went up in stages from £6 to £12 and it was finding out when these increases occured. However natweststaffmember gave me a link to a post which detailed all natwest's charged and when they went up whcih was increadibly useful. I was hoping there might be something similar for RBSicon

    Looking at my wifes statements it looks like in 2002 the rolalties fee was £5 and then at some point it went up to £6. I am guesing this was around march 2005 as the account fee she was regularly geting went up from £33 to £34 (which I presume was part penalty charge and part royalties fee)

    I am going to get my wife to give the bank a call and see if she can get clarification on this.

    Cheers for the info.


  7. #7
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    Default Re: Royalties charges?

    Ah missed that bit. For the sake of a few quid, I didn't bother with that.......but can understand the point in doing this. If this helps I was on Royalties Premier in 2004 and in July it was £14 and August it was £15. Whether that was an increase across the board I wouldn't know. Doesn't look as though it ties in with yours though?

    If you do manage to get clarification of when the charges increased let me know and I will add it to my thread

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!


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