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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Satsuma loans and compliment


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I have a loan with Satsuma loans for £300. They are a part of provident

 

 

I wish to say that "Hats Off" to Satsuma

 

 

Through no fault of my own I ended up on ESA Benefit and could not make the repayments. I phoned them up and they could not do enough to help. Absolutely no charges whatsoever, I am paying them back though expensive at £10.00 a week, but just about finished now. Guaranteed no default status with the credit reference agencies and up do date credit markers with the credit agencies.

 

 

In this case it was good to talk for both the creditor and borrower

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Im going to have to report this as you are promoting a company ... Im just kidding! :p

 

Its good too hear that sometimes it does work out reasonably well :)

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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  • 1 month later...

Satsuma are very good, however i am in the process of setting up a payment plan and they will not provide me with their bank details to make payment and only want me to set up a cpa. This i will not do. I have informed them that there is no reason why they shouldn't give me their bank details. Lets see what happens.

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  • 3 months later...

Hi loulourocks

 

Did you ever manage to get their bank details? I'm just about in the same boat. I told them that I am closing my bank down and asked for bank details. They just said they don't have the facility. They asked me to send cheque or postal order. Didn't want to send a cheque because it has my bank details on and didn't want to send postal order because it'll cost me. I've ending up saying that I'll be paying via a pay as you go card which remains empty until I need to buy something. I confirmed that no cpa is to be set up and I would pay manually. I had a pound on the card and told them to see if it will be accepted. They informed me that it went through but my card suggests that it hasn't. All my other lenders have supplied bank account details, not Satsuma. If you tell me they do then I'll get back on to them. They also didn't like responding in writing, so I've recorded every phone call and let them know at the start of every call.

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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What i will say is that satsuma had my Bank card details as to the continuous payment authority

 

It was agreed i pay back £10.00 a week. It was a struggle and it was paid off

 

Not once did i have any issue with satsuma, they kept to the agreement and only £10.00 came out each week.

 

Satsuma are not some ****** Payday loan company as they do not even impose any charges on you. I was with them for over a year and not once did i have any reason to complain. I would say it is perfectly safe to give them your card details as they will abide by any agreement made

 

Work with them and they will not default you with the credit agencies

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Thanks for the quick reply capquest worst knightmare. That's nice to know, although I still detest CPA's. It only takes one of the lenders to not stick to the arrangement and it would leave nothing for the others.

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 1 year later...

When I told them that I had only a bank account with a Cash card and that I couldn't make card payments, they gave me their account number. I used my Satsuma number as reference (8000000******). Account number 20577081 Sort code 20-11-81.

 

Of course they like your card details because they then have more control over your payment.

Knowledge is Power

Go get em!

Have I been of any help to you? if so please click my scales to the left to enhance my reputation. Thank you. If not PM me.

 

Nationwide - won claim 

Advice & opinions of mahharg are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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