Erudio - Sent me my CCA

No so ill sign then, i thought more its maybe what they may do with that signature..copy and paste it etc

Ill type it up and send tomorrow

THanks

Still not sure about signing this one but i guess i must. Just worried if capquest get hold of it they pay copy/paste. But hey if i must i must sign

Will be sending today, i kept it very blunt and demanded as you say - thanks again

you are not disputing agreements exist...

so what good would it do them to copy your sig anywhere....

Hey guys, thought i would update you -

recieved a balance statement from erudio following my dispute letter and sending my deferrment for again (Thanks DX100UK),
they have been removed from my credit file.
This letter was dated 4th sept.
All looks like its ok?
Maybe not.... i received no acknowledgement of my letter,
AND also received this:

Around the same period (i didnt open my post) i received a letter dated 29th AUG stating the following:
Thank you for your recent correspondence regarding your studenrt loan.
We have now investigated your complaint raised on decemeber 2015 and unfortunately we have not recieved correspondence from the FSO.
We would ask that you send us a copy of the outcome, to be able to investigate further.
Capquest will place a 30 day hold on your account ......

Any advice on the next steps?
Shall i send my deferrment letter recorded again?
Doesn't seem they have acknowledged and/or are mocking it

We have now investigated your complaint raised on decemeber 2015 and unfortunately we have not recieved correspondence from the FSO.


whats this bit about?
did you complain to the fos then?

Thats what im puzzled about. No i didn't, i requested a cca using the template link on here when they said they wouldn't accept my original deferrment, i then sent a no cca response letter again states nothing about FSO. Nowhere in my letters did it state this at all?

These letters were sent to then in 2014 not 2015.

ignore them then
you sent the deferment form to cover you yes
so you are 'upto date as such with those?

Ok sure, thanks again

Yes i believe i am, ive sent them the deferrment form every July and i think cut off was Oct so this year was in too.

Think its worth sending again, with all the years attached?

No let 'em sweat

Thanks again!!! As soon as i hear anything ill pop back

Hi Guys, update:

received a letter from erudio telling me my account has now been passed to allied international credit, obviously they have ignored my previous letter and my deferment.

Shalll i send another letter outlining the DAF acceptance by fos and also write a complaint to the FOS?

nope AIC are totally powerless

AIC - hahahhahhhaha

Haha ok, i know they are useless but i just cant believe erudio are playing this game when im complying with fos. Shocking but oh well!

Enjoy your weekends!

You definitely don't think its worth complaining to the fos about this like 'pluthero' did in this thread?:

https://www.consumeractiongroup.co.u...-fighting-them

well lets see where this goes.

one letter stating what they must before passing it around is not harassment
see what evolves

Ok sure thing, thanks again

Got another letter from AIC offering a reduced rate dropped by £1000. Ridiculous, i sent my DAF!!!

I know its too early to complain to fos about the DCA harassment but this shouldnt be with a DCA anyway as i have complied with the DAF terms. I feel i should write to erudio stating this again?

Thanks

No l. Let it run

Thought you would say that hence i held off

Once again thank you