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ARC Europe...and PDL debt


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How often do ARC Europe go legal??

 

This relates to a Quickquid PDL which is quite a few years old... (Suspect Fraud again here) & A Virgin Gym membership which is mine but currently being disputed as to amount owed...

 

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**Fko-Filee**

Receptaculum Ignis

 

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they have never done anything ona gym debt as they cant

they DONT OWN THE DEBT

 

 

only the OWNER of a debt can do court.

 

 

same with the PDL

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thought as much... I might add though, strange entry on my CRA for the PDL debt... Says Defaulted - Satisfied but Experian have confirmed that ARC Europe are not part of the Information Sharing Scheme...

Also ARC have confirmed they are only administering the debt direct with QQ... Interesting to say the least...

 

DX where is my gun? Time to go shoot the foxes...

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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ARC are lowlifes that do debts other dca's wont tough as theres nowt in it for them.

 

 

like the gym debts.

 

 

go read that forum

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I spoke to ARC on the phone(!) after having missed a payment in december and

 

 

they have been happy to set my payment plan backup from the end of january

and also reduced it from £45 p/m down to £30 p/m with no argument!

 

I have spoken to a few of my lenders on the phone this month and they all seem a lot less aggresive than they have been in previous years.

Maybe the new legislation is having some effect?

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or maybe they know they are cash cowing you

and laughed their heads off when you phoned then and you still fell for their fleecing.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

DCA wont go to court on a gym debt. Neither will the gym. You should nevber pay a dca for a gym debt either. As DX said, and as you can see from the gym forums. You are getting fleeced big time.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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did we say htat?

 

 

list them please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so i should just ignore all my PDL debts and never pay them back?

 

did we say htat?

list them please

 

Now now, play nicely... DRF... Think you should start your own thread.. :)

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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  • 4 weeks later...
  • 2 months later...

LAdies and gents...

 

I have had an ongoing battle with ARC Europe for the last 8 months over the Quickquid loan.

It went back and forth and eventually they returned the account to QQ a month ago... Well today, I ended up talking to the IDTheft team from QQ as I had heard nothing from them.

 

They pulled up my email from the 15th Feb this year and apologised for not answering it.

They have confirmed that the debt has been written off, and also will be removed from my credit profile!!!

 

RESULT!!!!

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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