ff49 v egg/mbna/smile/halifax/ulser bank/first trust bank

**ff49** · 6th November 2006 01:20

hi everyone,

yes I am a newbie, but I have read quite a few threads,replies etc and feel very confident about what I am going to do. I have just sent SAR icon

requests to the above mentioned institutions via recorded delivery and I will keep you all posted on how I got on.

1 question I do want to ask is this: can I claim for REFERRAL CHARGE @ £12-£14 each issued by First Trust Bank and also for IRREGULAR A/C CHARGE of £11-£13 by Ulster Bank?
Any help would be greatly appreciated in this matter

Halifax icon

- acknowledged SAR icon

request 08/11/06

Similar Threads:

**Rooster-UK** · 6th November 2006 01:42

I would think that you can claim for both of them.

**ff49** · 6th November 2006 12:17

thanks very much rooster, i was hoping someone would say that. you have been very helpful. ff49

**ff49** · 6th November 2006 15:21

SAR

sent to all of above 06/11/06

**ff49** · 11th November 2006 14:07

Cooperative Bank - 08/11/06 acknowledged SAR icon

& stating that details will be rec'd within 40 days from date of their reply. IS THIS CORRECT?
First Trust Bank - 08/11/06 acknowledged SAR icon

stating EXACT same as Cooperative.
Egg icon

Bank - 10/11/06 acknowledged SAR but has asked for proof of identification, supposed to forward original utility bill or bank statement. Also mentioned that if I do not respod within 28 days, that they will assume that I do not wish to proceed and they will close my file accordingly.

Can anyone tell me if they are correct in providing details to me within 40 days from date of their acknowledgement, as I thought it was from the date of letter requesting the details in the first place. I am so sure that I have already read this somewhere in this forum/site, I will check it up again though.

If I am correct, should I write back to them informing them of this requirement?

Any help would be greatly appreciated. Thank-you.

**TETSUO** · 11th November 2006 14:37

HI FF49. You really ought to start a seperate thread for each institution in the relavant place and people will be able to iffer advice on each bank.

To ty and answer your questions... (i'm not expert (yet))

Coop - they have 40 days from receipt of YOUR letter.
Egg icon

: try reading this thread and see how this chap dealt with them: http://www.consumeractiongroup.co.uk...mcuth-egg.html

Hope that helped!

**ff49** · 15th December 2006 01:30

hi, i am up to my eyes this last while, however, i am still working on all of the above and will get to update postings as soon as possible.

Thread: ff49 v egg/mbna/smile/halifax/ulser bank/first trust bank

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