Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi i started a thread in another section and think it was the wrong place now. sorry to the mods if it causes hassle i didnt realise!!!
i sent my data protection letter yesterday and i'm getting kinda worried if im doing the right thing although i think my new bank is telling me yes lol
i dont get the 8% interst thing except that ya add it at court claim stage, but s that 8% of all charges or only for stuff you have paid nterest on? also .....i know im going on a bit but these bundles everyone is talking about.......what is contained within please, i have read the faq which was really helpful and kinda put me in the picture as to where im going lol im just very easily confused but tthought it best to ask than mess up
any helpful advice very very appreciated
Overwrite the existing example type of charge, amount and date. The days since and 8% will be calculated automatically. For your schedule of charges, print the s/s off, but without the last 2 columns (8% bits).
Originally Posted by kizzy2711
.i know im going on a bit but these bundles everyone is talking about.......what is contained within please,
You won't need these fopr a long time if at all, but by all means take a look:
can i just ask a quick question, how long does it usually take for woolwich to send statements please?
kizzy xxx
Think I had mine in about 25 days or so
NatWest
Data Protection Act Letter - 06/08/2006
Statements rec'd 14/9/2006
Preliminary Letter sent - 27/9/06
LBA - 18/10/06
Claim with Court - 31/10/2006
Got until 14/11/06 to acknowledge.
7/11/06 Received ltr offering full settlement minus
interest + court costs
12/11/06 - Rejection sent
17/11/6006 - Natwest Acknowledged
4/12/06 - Rec'd Natwest Def (Cobbetts)
5/1206 - Rec'd partial offer (Cobbetts)
THE WOOLWICH
Data Protection Act Letter - 06/08/2006
List of charges rec'd - 04/9/2006
Prelimary Letter sent - 06/09/2006
Response - 'fully investigating' - 11/09/2006
Claim with Court - 20/10/06
Acknowledged - 20/10/2006
Defence by 17/11/2006
AQ to be returned - 11/12/2006
Court Date - 14/02/2007
**SETTLED IN FULL**
CAPITAL ONE
**SETTLED IN FULL** 3/11/06
just a quick question about this microfishe thingy (which i have no idea what it is but an excuse not to send whole 6 years statements) if they only say give you 3 years statements do you think it would be acceptable to estimate (eg double it) because they will not supply you with the info you need?
Kizzy your jumping way ahead of yourself and worrying over something that hasnt arisen yet ! take your time read through the threads to get take on other members proceedings against woolwhich youve sent your Data Protection Act (SAR) letter they have 40 days to get them to you so in the meantime read read again and by the time you have finished before you know it your 40 days will be up and you will have all your data back !
letter received this morning and cheque returned statements are in course of preparation wooooo hooooo let the games begin lol still really really nervous
kizzy xxx
received statements and list of charges today but only nov + dec 2000 + jan 01 then big gap until may 03 can anyone help what do i do now please to get my other statements
thanks
kizzy xxx
just spoke to a nice lady at woolwich who is going to get the other statements out to me asap but do i now carry on with the information i have or do i wait still for the other statements?
any help appreciated
kizzy xxx
kizzy v woolwich
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Originally Posted by kizzy2711
