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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Provident- battle for a friend.


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Hi

Just been asked to help a friend,

 

 

D, who has recieved a letter from Provident saying that as of the 22nd August

they sold the account to AK and BCW are managing the account.

 

This letter is dated the 17th october 2014.

 

Also recieved is a letter from AK, dated 17th october 2014,

saying the have purchased the account from provident and the outstanding balance is £xxx.

 

These I believe, and cant say way incase they are watching, have been printed from the same printer.

 

Also recieved is a letter dated the 14th october 2014 from BCW saying they are disapointed the situation remains unsolved.

this is also a Settlement Offer offering him a exceptional opportunity to settle on highly favorable terms

they are willing to accept under £500 less as long as its paid in 3 months and

they reserve the right to register a deafult on the account then the client will mark it as partily settled.

Highly favorable to them l see.

 

I have noted the dates they must think that we have a time machine due to the dates.

 

D has not got any paperwork for this account so l am SARing Provident and CCAing BCW and will go from there.

 

l have agreed to battle for him,

he is a Mental health patient and

l fight all his battles for him.

 

 

He has asked l dont scan or put copies of letters on here but said l can give necessary details to help with the issue.

 

Just looking to no if there is anything new with Provident and if l could get the debt wiped completely based on the extortinate rates.

 

Any advise based on this would be a help l have been out of the battle for a few yrs now.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Sorry ment to add

 

BCW= Buchanan Clark Wells

AK= Aktiv Kapital

P= Provident

D=My friend.

 

Just incase anyone wanted to know who l am on about or newbies.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Discounts mean something is wrong with the debt. Especially when it comes to a backstreet loan company like provident.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yep l no Renegadeimp have dealt with them myself they ended up with nothing. tho it did not go to a DCA stayed with them. Never dealt with a DCA for provident.

Looking to pay nothing due to the rates they expect you to pay and the agent stopped coming round as he was scared of the dog.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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you want to see the agents note book entries

 

 

was this his only loan..i bet not.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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DX l dont no.

 

Provident have never conversed with D over this.

 

 

The only reason we know the agent was scared of the dog is because he did not turn up twice and D called him.

He ignored the call, well it rang a few times then went to voice mail,

 

 

a handwritten note was put through the door on a compliments slip saying he would be getting a new agent due to current agent being scared of the dog.

 

 

It seemed strange to me re the phone so we tested it if the call came from any of Ds numbers

and it was visable then it would ring then go to voice mail

but if the number was not visable or came from my mobile then it would answer.

 

Local office was phoned by me with D there giving permission and

l asked how come this had only just come up when agent had been several times before

and not been a problem but one day when the agent turned up and D was not there the dog barked and the agent got scared.

This is a day the agent turned up when he was not ment to.

The dog is a huskey but are they not ment to bark at the door.

 

 

D has had the dog a number of years must be since my middle one was in the local surestart nursery

so were talking 4-5 yrs and the dog and agent had meet before especially when the agent brought the money round

as he would have been in the flat.

 

The new agent was never sent or no further contact.

This is the first contact in months from anyone to do with Provident.

 

Though on one occassion my partner and l were at the flat looking after the dog due to hospital visit as D has a few medical issues

and the agent never provided any type of id to prove they were a agent and had the right to collect

he handed me a tesco clubcard saying that me.

 

 

I went and got mine saying snap.

Never had any paperwork a folder or anything.

As far as l was concerned he could have been a [problem] artist as result he went away empty handed.

 

 

I was told when we had a provident loan, over 10 yrs ago, that the agent should always produce a id

to say they work for provident and we could ask for it at anytime as they would regularly have to renew it.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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it Is 'unusual' for provi loans to be sold on.

 

 

typically mind

its because loans were a 'rollover' or a 'new' loan

and the agent took immediate payment for the 'new' loan the day he gave the cash over

 

 

breaks the CCa 14 days cancellation rights

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well l no that no new loan has been taken out in months as no contact has been made. I have never known a provi debt to be sold either. It does seem strange to me but the provident letter is clear and the BCW letter is also comfirming its a provi debt.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Be aware of BCW ... I had a Provident loan and like you the agent stopped and there were all different kinds of arguments but it was passed to BCW who after a month were telephoning my landline 5-8 times a day, my mobile 5 times a day and my works number 2/3 times a day all from different numbers. They ignored the No Calls letter and i eventually took it up with both Trading Standards, OFT and the local police (who by the way do nothing as they claim it is a civil matter)

 

They use mobile numbers, Skype numbers and numbers from different locations around the UK as well as the non-geographical numbers

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Hi

Just been asked to help a friend,

 

 

D, who has recieved a letter from Provident saying that as of the 22nd August

they sold the account to AK and BCW are managing the account.

 

This letter is dated the 17th october 2014.

 

Also recieved is a letter from AK, dated 17th october 2014,

saying the have purchased the account from provident and the outstanding balance is £xxx.

 

These I believe, and cant say way incase they are watching, have been printed from the same printer.

 

Also recieved is a letter dated the 14th october 2014 from BCW saying they are disapointed the situation remains unsolved.

this is also a Settlement Offer offering him a exceptional opportunity to settle on highly favorable terms

they are willing to accept under £500 less as long as its paid in 3 months and

they reserve the right to register a deafult on the account then the client will mark it as partily settled.

Highly favorable to them l see.

 

I have noted the dates they must think that we have a time machine due to the dates.

 

D has not got any paperwork for this account so l am SARing Provident and CCAing BCW and will go from there.

 

l have agreed to battle for him,

he is a Mental health patient and

l fight all his battles for him.

 

 

He has asked l dont scan or put copies of letters on here but said l can give necessary details to help with the issue.

 

Just looking to no if there is anything new with Provident and if l could get the debt wiped completely based on the extortinate rates.

 

Any advise based on this would be a help l have been out of the battle for a few yrs now.

 

 

 

 

It is accepted practice for a debt purchaser to send a notice of assignment on behalf of the original creditor.

DNs can be sent by the OC the assignee or both.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Be aware of BCW ... I had a Provident loan and like you the agent stopped and there were all different kinds of arguments but it was passed to BCW who after a month were telephoning my landline 5-8 times a day, my mobile 5 times a day and my works number 2/3 times a day all from different numbers. They ignored the No Calls letter and i eventually took it up with both Trading Standards, OFT and the local police (who by the way do nothing as they claim it is a civil matter)

 

They use mobile numbers, Skype numbers and numbers from different locations around the UK as well as the non-geographical numbers

 

Well non geographical numbers are blocked on Ds phone so are unknown numbers. The best part is he never answers the phone anyway. Oh and they will be billed per phone call.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Oh and l no its accepted practise but generally they are sent in same envelope not in a provident envelope for the provident letter and a normal envelope for the AK letter.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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