Hello,

I'm after some guidance and help if possible, we currently have a suspended repossession on our property which was suspended back in April this year providing we stick to the agreed monthly payments of £412.90 plus £60 towards the arrears.

My partner is currently self employed and has been working but we have had issues with regards to him being paid and how much due to issues with who he is being paid by, I do work myself and earn enough to cover bills ect.

We have had quite a stressful and testing time the last three months due to breakdown within the relationship and also we suffered a miscarriage along with the issues we had with regards to my partner receiving his money for works he had completed, this has resulted in us missing 3 mortgage payments and we have now received an eviction date for 10th November and feel like we have no idea what to do or where to start, we have a 14 month old son and we are worried sick that we are going to loose are home.

Ascent legal who are acting on behalf of Halifax have advised that unless a lump sum is paid they will be continuing with the eviction.

We are sorting through our differences and my partner has now begun work for another client and has begun to be paid regularly which enables us to continue with the monthly

payment of £412.90 plus the additional £60 towards the arrears.

Any help/advice would be greatly appreciated.

Thank you

When are you able to make the next payment?

How much are the arrears?

Do you have any evidence of the new client contract and how much will be paid to your partner ?

Hello,

The next payment will be made on 31/10/2014, the arrears are 6k, and unfortunately as my partner is a sub contractor he does not have access to contracts he has moved to work with a different person and is paid on a day rate where he puts an invoice in for what works he has done.

Many Thanks

Also as I am paid on a weekly basis I am able to pay £50 per week to contribute towards clearing the arrears as well as keeping with the monthly payment of £472.90 (£60 additional towards the arrears)

would I need to fill in an N244 Form and submit this to the court ?

Hi yes, you need to submit a N244 - have a look at my guide here http://www.consumeractiongroup.co.uk/forum/showthread.php?325527-CAG-guide-Are-you-facing-eviction-or-repossession there are examples of how to set out a statement and you will also need to affix a budget sheet which you can download in the second post of that thread.

I'm at work at the moment so a bit pushed for time, but if you want me to look over your statement and budget sheet let me know.

Hello,

Thank you ill get these downloaded and start a statement and budget, if you could look over these for me that would be a great help, I can only get online during the day whilst im in work so will hopefully get these sorted tomorrow.

Thank you

Hello,

i have completed the N244 form but unfortunately it wont upload to this post, is there any other way i can send this to you ?

Thanks

Hi, you can email the documents to me at [email protected] (there is no space between the c and o - the site just shows it like that). Post a message on here letting me know when you have sent the email so I can look out for it.

Hello,

I have just sent them to you, thank you

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