You missed the hundred off one:lol: there Stella

Very true Andy

I think the OP would have to send 2 SAR's DX, One to OP and one to Lowells as he may have paid them.

Very true Andy

 

I think the OP would have to send 2 SAR's DX, One to OP and one to Lowells as he may have paid them.

I wouldn't have made any payment to Creation Finance in the last 6yrs that i can be 100% sure on.

If i send an SAR now i dont think im going to get anything back before this is up

as they have 40 calendar days to respond i see and

they havent even sent a letter to acknowledge receipt of my CCA request which they signed for on the 15th.

and with that they would have to send a statement of account

which I'm sure, if you have paid them in 6yrs, they would glee at including.

to date, they have not, speaks volumes.

dx

and with that they would have to send a statement of account

which I'm sure, if you have paid them in 6yrs, they would glee at including.

 

 

to date, they have not, speaks volumes.

 

 

dx

Ah I get you

Would it be a case of me adding an extra statement to my existing defence about the statue barred or would a whole new defence need to be drafted up?

see what happens

dx

see what happens

 

 

dx

Sorry im confused. Should i send of an SAR to Lowell or amend the defence to include about it being statute barred?

you cant 'mix' a statute barred defence with any other.

await and see if they produce the agreement as andy has indicated.

Just an update that i put in my defence on the 31st.

Haven't been able to get on as i haven't been to well.

Hopefully hear some news soon.

Just another quick update

i received a letter from the court on the 3rd November saying that they acknowledged receipt of my defence

and a copy was being served on the claimant/claimants solicitor and that they may contact me directly to resolve and dispute.

It goes on to say that if the claimant wishes to proceed they must inform the court and the court will then inform me.

And where they wish to proceed the claimant must contact the court with 28 days after receiving a copy of my defence.

I expect you get the general idea of this letter.

Morning everyone.

Looking for a bit of advice.

Doesnt look like Carter have done anything thing ever since i put in my defence.

I phoned the court back in December asking if they had any update as i haven't heard anything.

They also said they haven't received any acknowledgement back from Carters

and they had until certain date to respond and if it, it would be placed as a stay.

I have looked on MCOL but that last notification on there is when i filed my defence.

Ive not even had any letter from the court which TBH i was waiting for so it could be acknowledged this was proceeding....well for now anyway.

What should i do now?

Should i phone the court tomorrow?

Is it normal practice for them to send a letter out if nothing is heard back from a claimant?

the next move is for the claimant.

the claim is stayed.

the next move is for the claimant.

 

 

the claim is stayed.

Would the court not have informed me of this?

When i spoke with them back in December they said to me that the claim would be stayed.

I asked how would i go about getting this lifted and they mentioned that i would need to get a form

and it would cost for me to get the claim lifted.

I want to get Carters and Lowells off once and for all.

Would now be a good time for put in for a £10 all that have on me letter into Lowells?

there little point in ever sending an sar to a DCA.

I know this thread is long

but worth a read

http://www.consumeractiongroup.co.uk/forum/showthread.php?428900-Just-had-a-baby-..-Now-faced-with-Northampton-Claim-by-Lowell-Vanqius-**-Claim-struck-out-**&p=4674559#post4674559

the court do not inform you of a stay

its automatic.

once the claimant fails the 28 days

Just thought i would update that i got a letter from Bryan Carter who have enclosed a Notice of Discontinuance on this case.

Is there anything else i need to do with this now?

hoho how unusual.

well done

keep checking with the court in a few days and check its been disc'd

don't trust carter

hoho how unusual.

 

 

well done

 

 

keep checking with the court in a few days and check its been disc'd

 

 

don't trust carter

Yep i will do. Many thanks

Excellent Gooner...pleased the defence discouraged them:wink:

Thread title amended to reflect the outcome.

Regards

Andy

Checked on the MCOL website and no surprises it hasn't been updated yet and i also phoned the court and they said nothing has come through as of yet.

She said for me to keep hold of the letter which i got from BC which i certainly intend on doing so and maybe their system will update over the next few days.

The letter i received from BC was dated the 9th April BTW.

Notices of Discontinuance do not appear on MCOL ...its manual...let the court catch up.