Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    scott808 Novitiate

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    Default Received a £36 bank charge form HSBC today!

    I sent my claim for £760 off a week ago, and guess what, today I received a charge for £36. What has annoyed me more about this one than any one of the others is that they didn't just change the rules on me like they have been doing every six months or so since i have been with them, but this time the had even put in their letter to me about my claim for unfair charges that they are now charging £25 each time my account goes over, and up to £125 a month!

    It looks like they may have set themselves up for the fall this time. So does anyone think a letter to them before the money if taken out of my account can get it quashed without having to go through the claims process again?

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  2. #2
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    Default Re: Received a £36 bank charge form HSBC today!

    Sorry, just to clarify, what stage are you at?? Have you just filed your claim at court?? Have you received an offer letter back yet from DG Solicitors??

    Dani


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    Default Re: Received a £36 bank charge form HSBC today!

    You can try these tactics from my previous incarnation. It does seem long-winded to run the whole process again, so a pre-emptive strike is always worth a shot. It worked for me, it has worked for others, so give it a go and good luck...

    Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

    All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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    scott808 Novitiate

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    Default Re: Received a £36 bank charge form HSBC today!

    No, i have just esent the final letter to them, with my list of charges.


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    Default Re: Received a £36 bank charge form HSBC today!

    Hi pheonic, I just tried the link and it didn't work?


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    Default Re: Received a £36 bank charge form HSBC today!

    Right, well you could try sending them a secure message asking them not to take it as you will just claim it back again, but I doubt they would listen.

    Just add it on to your claim once you get to MCOL stage (if it gets that far!). If they send you a full settlement offer after your lbaicon that you've just sent, then reply stating you will only accept if they also add on this charge.

    Dani


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    Default Re: Received a £36 bank charge form HSBC today!

    Quote Originally Posted by scott808
    Hi pheonic, I just tried the link and it didn't work?
    Sorry - try it now...not quite sure what went wrong then...

    Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

    All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE