Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have a My Cashplus Credit Card which is a pay as you go credit card. I am charged £4.95 per month for the previlledge of having whether I use it or not. I think paing £49.5 a month is a rip bearing in mind you may not use it for a while and then on goes the charge. Do I stand a chance of maybe getting my money back on this?
I have one of these as well. It is clearly stated in the T&C's that the fee exsists.
You can chnge the plan to one that charges you £1 per transaction, rather than £4.95 per month though, if you hardly use it.
Halifax Prelim letter sent 2/08 Fob off recv'd : 7/08, Settled 17/08, without LBA even being sent : £240 agreed, just £28 short of what we were claiming for!
BoS: All statments recieved, totalling £1,680 before intrest, 09/08 CCA Request sent to Hollis Briggs Solicitors, Prelim sent on 12/8. Hollis briggs never did reply to the S.A.R - (Subject Access Request). LBA has been sent, and action has begun in the small claims court! Return date 2/11, Prelim. hearing 9/11. Hollis Briggs have dropped the account, which is now back under BoS head office control! BoS ignored court claim, and din't reply at all. Spoke to rachel Hinchliffe, who said they did not recieve summons, now in her personal hands. 2/11 - Recieved noticed of debt collection on this account from Wescot, just more evidence of icompetency, and for court!
My Cashplus Credit Card
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