Jump to content


Debt Enforcement & Action Limited - Final Reminder Before Court Action


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3402 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I've unexpectedly received in the post yesterday correspondence from this company

which appears to be saying they are going to take me to court.

 

This relates to a PCN dating from Feb 2011 which claims I parked in a Co-op car park for 3 hours and 16 minutes.

 

 

As it happens, I know for a fact that I did NOT park in the car park for that amount of time

- what actually happened is that I popped to the Co-op at around 6:30pm

and then later on in the evening my husband popped out to the Co-op in my car.

 

 

The car was not in the car park for the time stated as my husband

and I were home giving the kids a bath and putting them to bed at 7pm!!

 

when I received the initial PCN I followed the advice at the time on here which recommended not responding.

I received the usual progression of 5 or 6 increasingly threatening letters and that was it.

I think once or twice in the intervening years I've had a threatogram from a new DCA and continued to ignore.

 

Now however the debt has obviously been sold to this new company

and the wording of their letter seems to suggest that they intend to take me to court over it.

 

 

I'm not entirely sure if they actually do plan to take me to court

(the letter included draft Particulars of Claim and states they intend to lodge this at Northampton County Court on 24/09/14)

or are just wording their letter to make it seem like they will so as to scare me into paying.

 

I'm actually quite okay with them taking me to court cos I know for a fact that they can't prove my car was there for the length of time

they state because I know for a fact that it wasn't.

 

 

They may have scanned my licence plate as being present in the car park at two separate times that evening

but the doesn't prove my car was there continually between those two times.

 

what I'm wondering is... do I reply to this threatogram and tell them that I have no intention of paying

because my car was not parked for as long as they say it was and good luck proving otherwise in court?

 

 

Or do I wait and see if I receive court documents and then file my defence (this being that

a) my car wasn't parked for the duration they say it was,

b) they did not incur any loss or damage by reason of my car being parked there for as long as

they say it was and hence the £170 they want from my is clearly punitive and

c) just for the fun of it, they also can't prove that I was the driver of the car)?

 

Any thoughts or advice, oh wise CAG-ers? :D

Link to post
Share on other sites

2011!!

 

 

they are having a laugh and can do NOTHING to you!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

And if they try, you can have some fun with them :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Hi there,

 

 

 

We have received an identical notice to that above relating to an alleged incident 9/3/11.

 

They state (as per every other thread I have read)

that they are drafting a particulars of claim which they hope to lodge at Northampton Crown Court on 24/9/14.

 

It is the last in a long line of letters which we have put to the side and ignored.

 

Can I just ask why the advice is being given that nothing can actually be done by Debt Enforcement & Action Limited?

 

is it due to time elapsed or some other reason?

 

Reason for asking is that this relates to my daughters car and we would rather her not have any bad history

due to me being stubborn and refusing to pay a fine for a non proven act.

 

Thanks very much.

Link to post
Share on other sites

They dont own the debt and they arent solicitors.

 

 

They can't do anything apart from threaten.

 

 

If they are stupid enough to go near court then you can have fun.

 

 

Even a simple gpeol defence will defeat them. Every time.

 

They know this which is why they prefer to harass you to breaking point.

 

 

Going to court and losing costs them a lot.

 

 

Harassing someone into paying takes a couple of quid in stamps.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

as to all of the others recipients of these threats,

 

 

copy the letter and fake claim to the Ministry of Justice

c/o the court manager at Northampton county court

with a complaint that this is coercion and an offenec under the Administration of Justice Act 1970 Part V s40(d)

and also false representation under the Theft Act.

 

 

contact Actionfraud and make the same complaint.

 

 

The City Of London police are aware of this but if they get shed loads of complaints via actionfraud they will be more likely to act.

Link to post
Share on other sites

mmmbeee user-offline.png

 

 

NOT A FINE

 

 

nowhere do they use that word

 

 

read the letter CAREFULLY.

 

 

they don't say WILL anywhere either

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

mmmbeee user-offline.png

 

 

NOT A FINE

 

 

nowhere do they use that word

 

 

read the letter CAREFULLY.

 

 

they don't say WILL anywhere either

 

 

dx

 

I remember from the letters many months (& years now!) ago about them saying "may" all the time in letters but this outfit are using "intend" for the same purpose it appears :-)

 

It does look like they are blowing the dust off the old ones and having another go at getting something out of us.

Link to post
Share on other sites

They will not claim in court because the threatened claim sum is £130 and the origianl breach of contract amount was £100 and only 83.5% of the debt was assigned to this commpany so they are telling lies for starters. bring that to the court's attention and they might not only get an ear bashing but they could get their collar felt for a third offence (other 2 outlined above)

Link to post
Share on other sites

And if they do issue a claim, it is VERY easily defended.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • 2 months later...

You won't. ......

They've "Bob Hope no hope" of winning that.

 

Just some "clowns" hoping you've got less brain than they have...

Which is kind of hard as they are at a starting point of zero !!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...