Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. 3rd November 2006 09:36 #1
    throwingsevens throwingsevens is offline
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    Default My capital one claim - some advice sought

    Hi,

    I have so far requested my statements, worked out what I am owed and sent both the inital request for repayment and then following a partial offer the lbaicon to which they responded by saying that they could not improve on their offer.

    I got this letter a couple of weeks or so ago now but due to a shortage of cash I havent yet been able to complete and file a small claims form.

    Do you think it will matter if I dont file this for a while yet or will it look bad in the eyes of the court?

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  2. 3rd November 2006 10:01 #2
    hagenuk hagenuk is offline
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    Default Re: My capital one claim - some advice sought

    No, just file your claim. All you have done is given Capital Oneicon more time, although strictly you should not give 14 days notice of court action and then not follow it through.

    You may also be entitled to a fee exemption or remission. Look here http://www.hmcourts-service.gov.uk/H...t_forms_id=168

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received
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  3. 7th November 2006 14:30 #3
    kfdh1962 kfdh1962 is offline
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    Default Re: My capital one claim - some advice sought

    Hi throwingsevens,
    Capital Oneicon gave me a big fat no at every stage, refusing to repay my charges. As soon as i started the moneyclaim they have settled in full and reduced my outstanding balance by the value of my claim.
    Stick at it, they will give pay up in the end

    It should not be a problem in that there has been a few weeks delay since you last letter. I had the same problem, didn't have the cash to start the moneyclaim for a month after the deadline i gave them.

    Actions in progress
    Natw West on hold pending test case
    LLoyds claim 3 on hold pending test case,

    Claims Settled
    LLOYDS TSB x 2 WON,
    MBNA WON,
    A&L WON,
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    o-op visa WON, capital one visa WON,
    Halifax (o/h) WON,
    capquest, WON
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE