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    • Forgive my ignorance but I assume take out dates would be when next payment is usually due? Jacamo is the 10th of each month Vanquis is usually the 6th or 7th of each month
    • Dear Sir/Madam, TFL case number: **** I would like to thank TFL for providing me the opportunity to explain my behaviour. I realised the stupidity of what I have done and wish to seek a resolution to this matter. I have no valid excuse for this action and I am extremely sorry and deeply regret my action. I hope you will accept my sincere apologies. Nothing can justify my action. I am aware that TFL are only able to operate if everyone pays their fare correctly and I feel so guilty about attempting to breach public trust. This has caused me sleepness nights and raised my anxieties. I have history of anxiety. This has been a hard lesson learnt. I have never been in trouble with the law in the past and I ensure that I won’t be in the future. I am and will be using my oyster card (PAYG). I would like to humbly appeal to TFL to allow me to settle this matter out of court and avoid going to prosecution given the adverse consequences it can have on me and my family. I am very concerned that prosecution for the first time and I would like to make restitution for my action. Having a criminal offense on my record will have detrimental consequences on me. I have always been a law abiding person and have no previous offences. I would really appreciate if I can be given the opportunity to pay for any unpaid fares plus any charges and/or administrative cost which have been incurred by TFL due to this incident. I am sincerely remorseful and ashamed of myself, and I fully appreciate the severity and stupidity of my transgressions. Again, I would like to offer my sincerest apologies. Yours Faithfully, My Name
    • the date is 19/04/24, so i have until 29/4/24 to reply? Yes, i will send my draft of my begging letter   
    • use the webform if it allows you to attach your evidential documents then do so but do that later depending upon who your bank is.... - but i suspect you will be referred to Mastercard. who is your bank? dx    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Breaking News re Roxburghe


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Administrators arrived yesterday. All staff were made redundant without pay and sent home. Am couple of people kept on to help sell business but basically fu clef everybody over. I have known some of these people for 15 years and they have treated people like dirt

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Wow! Dont tske this the wrong way... Im sorry to see you out of work and all but...

Another one bites the dust.

 

I hope you and your colleagues find something else quickly...

 

We could do with some help from you.

 

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David Rubin and partners. I am only posting this cos I am so upset at how we were all treated

 

You should be due statutory redundancy.

 

https://www.gov.uk/redundant-your-rights/redundancy-pay

 

This will have come as a shock. But you need to make sure you register ASAP for any entitlements you may have. e.g JSA, council tax benefit. You may be waiting quite awhile, before you know the position. Benefits can take awhile to come through, with forms to be completed.

 

I don't know what your finances are like, but if you have any mortgage redundancy cover, you should notify the Insurers of a possible claim.

 

Also check your bank statements and see what you have outgoing. You may have to cancel or reduce your ongoings.

 

Get onto the local Job Centre to see what they have available and start applying. Your colleagues will be doing the same, so you need to see if you can get there first.

We could do with some help from you.

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How odd that Roxburghe’s director Gary Osner’s LinkedIn profile already has his job title changed to Managing Director, ZZPS Ltd. A company set up ages ago...

 

I should imagine that this has been on the cards for quite awhile. I think this company lost their credit licence earlier this year, which would have concerned current clients.

We could do with some help from you.

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David Rubin is also the administrator for HFO (UK) Holdings Ltd, which went into VOLUNTARY liquidation – in other words, the company chose its own liquidator. I would put money on the same thing happening here. After over two years, the HFO (UK) Holdings situation has still not been sorted out, and as it owns HFO Services (which has lots of assets), it will be interesting to see where all this goes.

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Thank you very much for your advice. I am seeing my solicitor later on today to go through my options as I think they have acted illegally so I will update my posts on here

 

What they have done is unfortunately standard practice. I have known this to happen to a few friends, who have turned up for work as normal with 10 years + service and they have had the annoucement followed by security escorting them out of the building.

 

You will get a letter from the administrators shortly which will contain all the relevant information about your rights etc.

 

You have been made redundant with immediate effect and there is a standard process that is followed.

 

ACAS are worth phoning, as they will have information about this situation. They will know more than your Solicitors, unless you have an employment law specialist.

 

http://www.acas.org.uk/index.aspx?articleid=1410

We could do with some help from you.

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Other companies to look out for in the HFO Capital/Roxburghe/Concilian world are:

 

– Cograd Ltd (formerly Roxburghe parking Services Ltd) opened by Gary Osner of Rox, but director now Badri Nathan & ultimately owned by Concilian

– ZZPS Ltd, owned wholly by Gary Osner

 

– Peckwater Capital Ltd (started in Ireland recently by Alasdair Turnbull and another director of HFO Capital Ltd (Ireland)

– Prime Arbor Finance Ltd and Prime Arbor Ltd, founded recently by Badri Nathan (and Turnbull is associated), but no info on ultimate owner

 

A dormant (now closed) company registered by Turnbull changed its name last year to Prime Arbor Capital – I now assume to protect the name until launch.

 

Watch this space.

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http://forums.moneysavingexpert.com/showthread.php?t=5064331&goto=newpost%5C

 

DonkeyB.. it is mentioned in the MSE link above, with a little more information.

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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3: Feel Bullied by Creditors or Debt Collectors? Read Here

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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16 Sep

Roxburghe call centre hours

 

Mon - Fri: 08:00-20:00

Sat: 09:00-13:00

Sun: Closed

Bank Holidays: Closed

 

17 Sep

Roxburghe call centre hours

 

Mon - Fri: Closed

Sat: Closed

Sun: Closed

Bank Holidays: Closed

 

The “Make a secure payment online” link still seems to be active though.

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Going by comments on the Parking Pranksters blog, there is not much sympathy for the staff who have lost their jobs. I am inclined to agree with them:-

 

If you lie down with dogs, you will get fleas. Anybody who worked for this shabby outfit will have been aware of their reputation, and their intimidatory tactics in attempting to collect so-called 'debts' relating to fake parking tickets.

Somehow I struggle to feel compassion with those who worked for this outfit. If your job is to screw other people then it's good news that you're now the one who is screwed.

 

These are the reasons why the OFT refused to renew their licence:-

 

  • Sending debt collection letters which misrepresented debtors' legal position
  • Misleading and otherwise inappropriate behaviour by HFO and Roxburghe agents during phone calls to debtors
  • Failing to properly investigate disputed debts
  • Failure to respond appropriately to the concerns of regulators, including the OFT.

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Going by comments on the Parking Pranksters blog, there is not much sympathy for the staff who have lost their jobs. I am inclined to agree with them:-

 

If you lie down with dogs, you will get fleas. Anybody who worked for this shabby outfit will have been aware of their reputation, and their intimidatory tactics in attempting to collect so-called 'debts' relating to fake parking tickets.

Somehow I struggle to feel compassion with those who worked for this outfit. If your job is to screw other people then it's good news that you're now the one who is screwed.

 

These are the reasons why the OFT refused to renew their licence:-

 

  • Sending debt collection letters which misrepresented debtors' legal position
  • Misleading and otherwise inappropriate behaviour by HFO and Roxburghe agents during phone calls to debtors
  • Failing to properly investigate disputed debts
  • Failure to respond appropriately to the concerns of regulators, including the OFT.

 

I think that’s just a generous summary. The detail of the group’s activities – visible all over CAG, and especially emanating from Turnbull Rutherford – was astonishing. Good riddance.

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