Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. 3rd November 2006 07:58 #1
    BankFodder BankFodder is offline
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    Default Statement from Financial Ombudsman expected today

    Apparently the FO will be making a statement in which he is likely to come down hard against the banks.

    The FO is in a bind. Firstly he is concerned that complaints against bank charges have doubled and he is apparently receiving up to 150 new cases per week merely about bank charges.

    Secondly, he is aware that by and large the public do not have much faith in the Ombudsmanicon system.

    Byall accounts, people are right to have no confidence in the Financial Ombudsman. We are not aware of any bank charges finding against the banks.

    Secondly, it is clear that the public have no confidence in the Ombudsman. He is receiving 150 new cases per week. (He thinks that this is a lot).

    TheConsumer Action Group is receiving about 4000 new cases per week.

    Conclusion: people have confidence in The Consumer Action Group and in their own ability to challenge the banks and to secure their own remedies.

    Go figure ....

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  2. 22nd November 2006 16:11 #2
    goforit goforit is offline
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    Default Re: Statement from Financial Ombudsman expected today

    The reason no findings have been made against the banks by the FSO is, similar to the situation in the courts, all of the claims are settled prior to a final decision being reached in a case.

    Can't quite blame it on the FSO. Although the FSO could make a pre-emptive judgement on bank charges, which he has hinted at. However, any such a decision, although may be persuasive, wouldn't be a binding authority on the courts.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE