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cap one/lowells CCA +V6 T&C's


lills66
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  • 1 month later...
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you mean more bogpaper

that doesn't say will anywhere

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

still prelegal:lol: nothings changed

PLEASE HELP US TO KEEP THIS SITE RUNNING

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suicide letter

 

 

we will jump

we will

we've told you

we're moving closer to the edge.....

 

 

silly arm waving as usual.

 

 

if they had anything to go on

they'd act not willy wave

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

typically last payment + 1 month

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No doubt they know this and that's why you're getting these silly letters. If they could really do anything, they'd be doing it now, wouldn't they? Sounds like they're run out of road to me.

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  • 1 month later...
  • 2 months later...

continue to ignore, longer it goes safer the SB date

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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My last ever payment was June 2009

drops of file October,

 

 

the phone calls have started

 

 

I do have block calls on my phone which I have done

 

 

I'm sure they have plenty of other numbers to use.

 

 

also I'm ex directory

 

 

how do they get hold of my number?

 

 

Want them to go away now about its SB . tia

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Hi,

 

 

if anyone can help in my next move that would be great.

 

 

sent off account in dispute to lowells and

 

 

they said they would get I touch with Cap one,

 

 

they came back and said there was no CCA and they would leave us alone.

 

 

if one did appear they would be in touch,

 

 

now I have a letter from lowells and

 

 

just the signature on a piece of paper

 

 

I cant upload picture we only sent off application form from magazine in 2002

 

 

so its not from a cca

 

 

also they've included t & c terms

 

 

I think and pages of statements.

 

 

so what do I do now?

Thanks

 

how can a form from a magazine have all the terms and conditions. There is a case similar to this that was won.

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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Fredricksons automated call to work - fuming trying to shame me at my employment!!

 

 

 

 

CONC 7.9.7R01/04/2014

When contacting a customer:

 

(1) a firm must ensure that it does not act in a way likely to be publicly embarrassing to the customer; and

(2) a firm must take reasonable steps to ensure that third parties do not become aware that the customer is being pursued in respect of a debt

[Note: paragraph 3.7q of DCG].

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Thank you, I have done a letter today regarding the calls which I will send off today I have been very poorly lately with this disease I have, every day is a battle at work and to receive calls at my work place is a step to far.

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Yes sending a report to the FCA, pointing out Fred's breach of their handbook wouldn't go amiss

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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