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P2P standstill


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Hi all

 

I'm looking for some advise again (apologies).

 

I've successfully managed to set up repayment plans with Mr Lender and PDE.

 

I'm now struggling with Pounds to Pocket.

 

I emailed with all the usual and asked for a weekly repayment plan.

 

They will only set one up for the amount that I have currently defaulted on (£82) and not the remainder of the balance.

 

I did agree to this and now (as I've encountered on here many times), they're refusing to allow me to set up a standing order.

 

They also keep calling me, (only a few times per week), despite me asking for contact to be only in writing.

 

I have ignored their calls.

 

I feel that I have hit a bit of a brick wall as I really don't want to give them any bank or card details.

 

Also, I know this is unrelated,

but we're looking to move house in a few weeks and I'm wondering what impact all of this is going to have on that.

 

I know that landlords will look at my credit file and wondering whether I'll be rejected because of my situation.

 

My partner pays the rent.

 

I look on check my file and my public credit score is 780.

 

It says that this is what landlords will see and I'm wondering if this is correct.

 

We've always paid rent in time and have a guarantor.

 

What are my chances of being declined on the basis of my credit score?

 

Many many thanks

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