Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE



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  1. #1
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    shazbaz Novitiate shazbaz's Avatar

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    Thumbs down shazbaz v Royal Bank Scotland

    ;) HI I sent off the Data Protection Act LETTER with the £10 cheque For the statements for an account that is closed.
    I received a letter today stating that it is not possble for them to trace the account without the account number and sort code whether the account is open or closed.Because they use only numeric code for the identification of accounts.
    where do i go from here?

    any help please !!!!!

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  2. #2
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    LondonPam Novitiate

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    Default Re: No Account Number .what Now?help Needed

    I'm surprised at this as I had the same problem with a building society and they found my accounts using my name and date of birth.

    Pam.

    If anything I've said helps you then please feel free to tip my scales!

  3. #3
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    Default Re: No Account Number.what Now?help Needed

    hi any idea where I go from here ??????????


  4. #4
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: No Account Number .what Now?help Needed

    Hi SB, I had the same problem with a closed account and I still had an active account with them. Can I ask, are you still with RBSicon elsewhere (ie another account)? Have you changed addresses since it was closed?

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  5. #5
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    Default Re: No Account Number .what Now?help Needed

    hi No I haven't got any accounts with them now,But still live at same address.
    X


  6. #6
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    Default Re: No Account Number .what Now?help Needed

    Why don't you ring them out of the blue and ask them if they can locate your account number? If they ask why then feed em some crap like you need to confirm payments you sent to someone during the period your account was open (or something believable lol).

    I guess you will be able to give them the sort code, the date it was closed and your details / address etc. You could probably even try in the branch you were in.

    I can't believe for one minute they can't find you - think this is more likely to be delaying tactics than anything.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  7. #7
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    hogemeister Novitiate

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    Default Re: No Account Number .what Now?help Needed

    I'm trying to do the same thing for my girlfriend.
    She has lived at the same address, and went into her old bank and asked for her old account number and they said no.

    Is there any legal jargon my girlfriend can hit them with to get her old account number?

    Data Protection Act perhaps.....

    cheers.


  8. #8
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    Default Re: No Account Number .what Now?help Needed

    I had the same problem with Lloydsicon, in that I had no trace of my account number and sort code.

    I telephoned customer services who advised me to pop into my local branch with some ID and explain the situation.

    I did this and they provided me with the details of the account no problem.

    Darren

    BOS - WON - £5.6k
    ------------------------------------------------
    Virgin Mastercard - WON - £300
    ------------------------------------------------
    Barclaycard - WON - £200
    ------------------------------------------------
    Lloyds - WON - £1.6k

  9. #9
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    Default no account details. closed account. need advice

    hi can anyone help?account closed with Bank of Scotlandicon.have no account details.they say they cant help with statements without this information
    I have lived at the same address all my life.

    any suggestions please !!!!


  10. #10
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    Default Re: no account details. closed account. need advice

    How long ago did they close it ?


  11. #11
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    Default Re: no account details. closed account. need advice

    Send a SARicon - there is a template available on this site.

    You do not need your account number - they have to give all information they hold about you.


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  12. #12
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    Default Re: no account details. closed account. need advice

    HI I have sent the first letter and the £10 for the statements,
    but they sent me a letter today stating it is not possible to trace my account without the account number and sort code.saying they use numeric code to
    trace and identify accounts whether open or closed.
    I have lived at the same address for the past 20 yrs.
    What do i do now?
    xxxx


  13. #13
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    Default Re: No Account Number .what Now?help Needed

    How Long Was Your Account Closed?and Why Did You Say You Needed The Information?
    Also My Local Branch Is No Longer Open,


  14. #14
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    Default Re: no account details. closed account. need advice

    update !!! I found some more information,The debt was passed on to a debt agency, I Have the reference number and the receipt of final payment,I sent these . But they still say they need the account number
    And sort code, otherwise they can't help, time is running out what can i do now?Any Ideas please?

    Thanks


  15. #15
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    Default no account details advice needed

    Hi
    This is were I'm stuck? I had an account with RBSicon which due to excessive charges ended up being passed on to a debt agency.
    I paid this up in full about 3 years ago.I dont have the account number or sort code But still live at the same addresss.Anyway I sent off the data access request on 23rd oct with the name and address of the agency. REF number and the £10 recorded delivery
    I am being fobbed of by them saying that without this information they cannot help with my request.

    please advise?????? Do I send a non compliance letter now?





    THANKS ANYONE


  16. #16
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    Default Re: no account details advice needed

    I was in a similar position with Lloydsicon. I popped into my local branch with my passport, NI number and address history and they gave me the sort code and account number there and then.

    Sent my SARicon, and they have responded saying they will furnish me with the info but that I will need to pick it up from my local branch as my home address is now different.

    Hope this helps.

    Darren

    BOS - WON - £5.6k
    ------------------------------------------------
    Virgin Mastercard - WON - £300
    ------------------------------------------------
    Barclaycard - WON - £200
    ------------------------------------------------
    Lloyds - WON - £1.6k

  17. #17
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    Default Re: no account details advice needed

    Thanks !
    The problem I have is the branch isn't there anymore,so I cant
    do that, Any more Ideas. I even got in touch with the debt agency but they said they do not have the account numbers {data protection]
    The 40 DAYS is almost up what do I do now?

    HELP

    IS THERE ANYBODY OUT THERE ?

    PLEASE !!!!


  18. #18
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    Default Re: no account details advice needed

    When you say the debt company 'does not have number [data protection]' do you mean that they are claiming they can't give you them under data protection or that they haven't actually got them for your protection?

    Because if it's the former then hit them with the S.A.R - (Subject access requesticon)


  19. #19
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    Default Re: no account details advice needed

    hi The debt company says they dont have the bank account number or sort code.even though the debt was passed to them.They say they never have the bank details, against the [data act] cause this is your personal information. Do you get what i'm saying? what now thanks


  20. #20
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    Default Re: no account details advice needed

    Gotcha...Well I would try the Passport/NI/ID method at the next nearest branch, on the basis that they probably got all the business from your branch when it closed. Or you could ask customer services where the business was moved to....



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE