Does anyone know much about these or what type of debts they generally collect . Have they bought any loan books recently or are they strictly a DCA

I have had a generic email which obviously I will not respond to

These are a Payday loan company (CFO = Capital Finance One). If you have had a payday loan from them in the past and not paid it - they send these emails out in the hope you will take the "offer" to resolve the situation. Usually they offer you another amount of money while paying back the old loan - don't touch it with a ten foot barge pole! what happens is - you give them your new card and bank details, they then take the money for the old loan out of your bank and then tell you that unfortunately they can't approve the new loan advance. It's a disgraceful form of debt collection and I don't know how they get away with it !

Interestingly CFO is not a PDL I have used . I will wait for them to trip up and then complain about them

Thanks for the reply

Have you not entered their name in the search box ? All I know about them I've learned from here and it's enough to have led me to same conclusion as Ellen, so there must be several threads.

The "Resolve" trick is not unique to them: R M A also do it.

It operates on the basis of conning you into believing they're releasing you from a trap when in fact they're just tightening the screws.

Absolute turnips.

Oleg, there is nothing on here that could identify what the debt may be. They seem to be pretty broad in their coverage ranging from Anglian Trains to British Gas to nationwide

Well you've just answered your own first question about what type of debts they do. But afaik they pick up mainly "toxic" debts from p d l companies.

If I were you I'd simply wait for the next threat - sorry I mean "offer" - to arrive as it is likely to be more specific. If not, wait and wait again until one is.

Fletch - was it this offer ?

IntroducingCFO Resolve….

You can now apply for CFO Resolve and get a weight offyour mind and up to £200 in your account today!

In aneffort to get your loan out of default with CFO Lending we would like to offeryou our CFO Resolve product.

By takingadvantage of this offer we will:

1) Removeall fines and interest currently on your account.

We take your current outstanding balance, includingall late interest charges and reduce it to the original that you initiallyborrowed!

2) Offeryou a small top-up.

We havean available £150.00 thatwe can transfer to your account today!

3) Setyour due date for you next payday.

We willset the repayment date for your next payday where you can clear the new balancein full or defer if you choose too.

4) Getyour account out of default with CRA’s

We willadvise the Credit Reference Agencies that we work with, that you have resolvedyour account, which may make applying for credit in the future easier!

The Resolve team has been specifically set up to help youget out of debt by reducing your balance.

Simply CLICKHERE and complete the simpleapplication form, be sure to enter your details correctly so we can get thecash out to you as quick as possible!

Kind Regards,

CFO Resolve team

Ell-enn

Thanks for the input but I think we are talking about a different company , nothing to do with CFO

This is them http://www.capitalresolve.com/

Its just not one I have come across before

Hi Fletch - I see what you mean now. It's a bit of coincidence though - we have Capital Finance One Resolve and Capital Resolve hmmm wonder who the directors of each of the companies are ?

They don't share any similar directors

Capital Resolve, originally known as First Credit Management. Been around since 1993,

http://wck2.companieshouse.gov.uk//compdetails