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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I've looked, but didn't find a suitable section to post a request for personal finance advice.

 

The type of forum would be where I could post my entire financial situation (not exactly debt related), and people could offer me advice on what I should do.

 

Does this exist here or is this something that could be added?

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I'm 24, with an IT job working in central London. I've been in IT since I was 16, but my wages have only gone from £14k to £18k.

I used to share a 1 bedroom apartment with my girlfriend but had to move out as we couldn't afford it, I now live in my sisters box room which is big enough to get a bed and a wardrobe (although the wardrobe doesn't open because of the bed!). This situation is not ideal, she has 3 kids and her husband in the same small house (Honestly, prison cells are bigger).

 

I get £1200 a month, £300 goes to my sister, £220 to travel card, £120 for car insurance, £80~ for petrol for my car. The rest is for food, clothes, phone bill, other loans. I am usually left with less than £150 spare.

I have tried and failed to get some of my crazy idea's working, one of which I now owe several people £65 each with which I'm having to borrow from others to pay back.

My credit rating is also destroyed from a £15k bank loan someone talked me into getting for them.

 

I'm not sure what I am to do? It's starting to affect me badly.

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OK

 

Looking from your situation I can pull the following you might want help with.

 

1) My credit rating is also destroyed from a £15k bank loan someone talked me into getting for them

 

Start a thread about the above.

List Lender,

Amount,

Which company owns the debt now if it has been sold on.

Where in the collection process are you? (If you are?) Have you received a N1 claim form etc?

 

ALso history on how you took out the debt for someone else. Dont use names just use "X" Although in my expeirence if the debt is take out in your name you have to accept that. Although your case might bring up other options.

 

2) I am seeing a lot of expenditure on Travel Card, Car insurance and Petrol. Im not seeing anything put by for road tax or insurance so that initially makes the situation look less rosey.

I am assuming you commute to work. Travel card = rail?

 

3) Other loans.

Again start a thread for each. same as 1 (but without the case h istory 1 will have)

Type of debt as well

You will be looking for PPI and if credit cards or PD loans looking for unlawful charges.

 

On the basis of what you have typed above, as frustrating as it is, its not quite close to the edge enough to panic BUT the good news is that there may be things you can do to bring back the balance :)

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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Personal Finance advice cuts 2 ways if you are solvent then you require little apart from how to manage it but most are struggling so then it becomes debt advice (as above)

 

We already have 2 forums which cover this area :-

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?172-Effects-of-debt-on-Health-and-Lifestyle

 

&

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?175-General-Debt-Issues

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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