Hi I'm in the process of filling out an N1 form for the first time. (I should have gone for someone else first rather then the 'we're better than you' Eggicon but never mind)

I am currently filling out the particulars of the claim and I need to work out how much I can claim for. its a CC so I asked them for the £220 of charges and the interesticon that would have accrued on that over the 4 years of charges. (£48.62 @ 16.9% APR) Now I'm inot court, can I only ask for the £220 + 8% interest or can I go for 220+48.62 + 8% from now?

I just want to make sure that they do not have any easy excuse to get rid of it here.

Also I had the threat from them that If I claim then they will apply for dismissalicon and come after me for the costs but as Far as I am aware, they cannot do that in the small claims court. can any one confirm ?