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i credit score took £79 to find me a loan without my Permission - help


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chargeback

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have had 79.95 taken out of my bank off icreditscore I want a full refund as I havnt heard of them

Sounds like an error usually price is £7.95 I think.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi. This is happening to me also. They have no way of contacting them other than sending a message via their website. Did you resolve your case because i have no idea what to do now? :(

As dx100uk has said bank charge back as unauthorised amount in the transaction.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi. This is happening to me also. They have no way of contacting them other than sending a message via their website. Did you resolve your case because i have no idea what to do now? :(

I cannot trace icreditscore can you please point me to their website?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I cannot trace icreditscore can you please point me to their website?

 

I've removed the link I posted but you should now have it in your e-mail.

 

It comes top in a Google search.

 

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Thank you ims, I have two people locally who have been "fleeced" by this company.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thank you ims, I have two people locally who have been "fleeced" by this company.

Company data:

Limited Liability Partnership:/ Active / No. OC379184.

Partners:

Andrew James Marsh

Jonathan Henry Day

Leigh Ian Baker

Timothy John Norton Battye.

 

 

Address:

2 Chichester Court

Milnrow Road

Rochdale

Lancs.

OL16 1 UG.

 

 

Complaints to any one od the partners.

 

 

Companies House shows 0 Cash at Bank.

 

 

I will check out the partners one name seems familiar.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 3 weeks later...

Hi

I have read the horrific details in this thread and would like to inform you that icreditscore never charge consumers for their premium advice. We make our money by charging intermediaries to use our services. We do not have the facility to take payments from personal bank accounts and have never asked users for any banking details. We have informed the police around these incidents and I will post a crime ref no next week as I am my holidays right now. We believe this to be some sort of fraud in our name. We do not fleece anybody our sole intention is to help the consumer.

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Hi

this is the second time I have responded to this site. I am one of the partners of icreditscore and we DO NOT TAKE PAYMENTS FROM CONSUMERS. Never have and never will! We just don't have the capability to take money from bank accounts! The whole idea of icreditscore is to help consumers. We believe that our name is being used fraudulently and we have a crime ref no that I will try and post next week (as on family holiday right now). Can anyone who has had money taken elaborate on the bank account it went to?

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Further to my prior responses here is the fraud crime ref no:

 

The matter was reported to Action Fraud on 15/04/2014 when it first came to our attention.(see the action fraud website as I can't paste links)

With a reference of NFRC140400600411.

Thanks

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Further to my prior responses here is the fraud crime ref no:

 

The matter was reported to Action Fraud on 15/04/2014 when it first came to our attention.(see the action fraud website as I can't paste links)

With a reference of NFRC140400600411.

Thanks

 

 

 

Does Icreditscore have any connection to UK Credit Ratings of London SW1?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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no - why do you ask?

I am helping an individual (not on these forums) who has apparently been charged £19.99 by UK Credit Ratings, she "thinks" she was dealing with Icreditscore, I am investigating further.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brigadier

not sure why anyone signs up to these 'deals' they just aren't worth it that's why we created icreditscore which is a free resource to allow people to understand their rating. There must be some confusion between them and us? If you can let me know if they have been using our name/brand to engage with people I would be very interested.

 

 

looks like she signed up and forgot to disconnect when the trial ended - total con job scheme imo as lots of people forget to disconnect and they get at least a few months out of people.

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Hi Brigadier

not sure why anyone signs up to these 'deals' they just aren't worth it that's why we created icreditscore which is a free resource to allow people to understand their rating. There must be some confusion between them and us? If you can let me know if they have been using our name/brand to engage with people I would be very interested.

 

 

looks like she signed up and forgot to disconnect when the trial ended - total con job scheme imo as lots of people forget to disconnect and they get at least a few months out of people.

 

 

 

I am going to take a look asap at the online transaction for this and will let you know if there is anything untoward here.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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we may have solved the riddle!

 

this is a message I received today from one of our employees:

 

"Yesterday we received another letter from an individual who complained we had debited £69.50 from her bank account and she wanted it back.

 

I have done some digging around this subject and discovered that in fact our name DOES NOT appear on their bank statements.

 

The name I CREDIT STORE appears,

which is of course only one letter different to ours.

 

It appears either the customers themselves are misreading the name on the bank statement

or more worryingly the banks are pointing them in our direction incorrectly.

 

I am confident that there is no crime committed in relation to someone using the icreditscore name to fraudulently

obtain money from individuals accounts I believe it to be just the use of a very similar name.

 

I Credit Store is a trading style of I Credit Ltd,

this company is registered in Birmingham and appears to operate as a broker for sub prime personal loans,

 

so a customer will contact them looking for a loan of £5k, they will charge this customer £69.50 or £79.99 to run this application through their funders.

 

Usually in these instances they come back with a smaller offer say £2k at a higher interest so invariably the consumer

does not take up the loan, but is still liable for the fee on I Credit Store’s work carried out.

 

There appears little we can do about this other than educate the public/consumers and get our own brand/message out there to be

clear we are different and unrelated to I Credit Store.

 

At least we know that our name is not being used directly and there is no fraud being committed."

 

Does this make sense to everybody?

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yes that's the std practice for these loan finder websites

 

we have lots of alike here

 

you CAN get the money back.

 

dx

 

thread title changed to avoid further confusion.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so back to the OP's problem

 

GO DO A CHARGEBACK to your bank

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
so back to the OP's problem

 

GO DO A CHARGEBACK to your bank

 

dx

 

 

I tries Icreditscore just to see what happened No Money was taken from my account.

 

 

Post19# seems absolutely genuine to me.

 

 

Check who did actually take the money.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 5 months later...
Hi

I have read the horrific details in this thread and would like to inform you that icreditscore never charge consumers for their premium advice. We make our money by charging intermediaries to use our services. We do not have the facility to take payments from personal bank accounts and have never asked users for any banking details. We have informed the police around these incidents and I will post a crime ref no next week as I am my holidays right now. We believe this to be some sort of fraud in our name. We do not fleece anybody our sole intention is to help the consumer.

Hi i just been charged £69.49 to icreditstore for a loan that i didn't took it out i want my refund back ASAP or im going to court

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Hi i just been charged

 

 

best to start a new thread

 

 

of your own

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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