Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Won my first claim against RBOS and in the process of doing the second one but getting really quite worried now. Al, the letters have been done and court papers issued.
The return date is tomorrow with the hearing 9th November and I've heard nothing from the bank, not even a letter saying 'go away'. I'm prepared to go to court as I knew there was always a chance it would but still nervous.
Anyone tell me what actually happens when you get into court?
2 things to do. Firstly keep checking your bank balance (monies often magically appear at the last minute)
Secondly, if you go to court, get ready for a wee suited chappie to aprroach you with a letter offering full settlement. This has also happened on a number of occasions.
There is a third scenario.........The bank have administratively cocked up and not filed a defence/ do not turn up on the day. If this happens, then file for a judgement by default.
Look on the bright side, your money is now within touching distance. Let us know how you get on.:grin:
j
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Claim 2
not even a letter saying 'go away'. I'm prepared to go to court as I knew there was always a chance it would but still nervous.
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