Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    louisemounsey Novitiate

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    Default Partial Refund from A&L

    I am now progressing through my second claim against A&L for my joint account (my first claim which was successful was for a solo account)

    A&L know i mean business now and in response to my lbaicon have refunded £102 of a claim for £387 to our joint account as a 'gesture of goodwillicon'.

    they have finished of their letter with..

    'we do value your custom and hope that we have now resloved the matter to your satisfaction'


    obviously i am pleased the refund but i want to pursue the outstanding £285.

    should i send a reply requesting the money back in 14 days (a letter something similar to an LBA)?

    or

    should I just begin my MCOL by my planned start date which is 8th november?

    Lou

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  2. #2
    Battleaxe
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    Default Re: Partial Refund from A&L

    Sink the boot in and go for it, but write and tell them that you accept their offer as part payment and you will persue the balance through court. Give them 7 days if no response, then start your MCOL.


  3. #3
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    louisemounsey Novitiate

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    Default Re: Partial Refund from A&L

    Cheers Battleaxe,

    I'm gonna write a letter this morning and get it posted asap!

    Louise


  4. #4
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    louisemounsey Novitiate

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    Default Re: Partial Refund from A&L

    I recieved a letter from A&L yesterday (Lorna Howard, Customer Relations).

    The gist of it follows.....

    ....It explains that the OFTs view is that no more than £12 should be charged per instance of overdrawing.

    I have had 14 charges to my account totalling £404. Based on the OFTs comment they should have totalled £168.

    they have already refunded £102 as a good will gesture and the letter states that she will agree to refund a further £134.

    If it is accetable i have to sign the letter and return to A&L.

    obviously i want to pursue the remaining £168. How should I proceed?

    Louise


  5. #5
    Battleaxe
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    Default Re: Partial Refund from A&L

    Louise,
    Chase the rest, I too got a letter signed by Lorna Howard recommending I go to the FO with my complaint.

    don't signicon the letter, write and tell them thank you and you will accept the offer as part payment. Don't sign anything. This is another ploy by A & L to beat you, they don't want you going to Court.


  6. #6
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    louisemounsey Novitiate

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    Default Re: Partial Refund from A&L

    Thanks battleaxe,

    I'll send a letter asap.

    Regards Louise


  7. #7
    Battleaxe
    Guest

    Default Re: Partial Refund from A&L

    Go for it Louise

    Pip



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE