Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
    Basic Account Holder
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    Sick of charges Novitiate

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    Default MCOL Issued - how long for a response

    Following the trawl through my statements, issuing the prelim and then the lbaicon and getting the standard "thanks for your letter, but no thanks" response I filed my MCOL on the 13th October.

    I received an acknowledgement of service on the 19th October but since then, no further communication.

    Do I just sit and wait? Is their anyone else on similar timescales?

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  2. #2
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    younganfree Informative younganfree Informative younganfree Informative

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    Default Re: MCOL Issued - how long for a response

    Have you read round any of the threads to see how long things take once mcol is done?


  3. #3
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    joolz Novitiate

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    Default Re: MCOL Issued - how long for a response

    In a similar position but in Scotland. Ours was served on them 12th October still waiting patiently. From looking at concluded cases it looks like they take around 3 weeks which hopefully won't mean waiting too long for either of us.


  4. #4
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    Question Re: MCOL Issued - how long for a response

    I have 2 current accounts with alliance and leicester. The one that I'm currently claiming unfair charges against and another joint account with my partner.

    Will alliance and leicester try to close both accounts after I've won from them? or can they not do this as its in dual names and my partner isn't taking action against them (yet!!)

    I have a parachute accounticon set up elsewhere should they do this but would appreciate any feedback


  5. #5
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    Cool Sick of charges v A/L - WON

    Returned home tonight to find a letter and cheque from Alliance and Leicester confirming that although they don't agree with the claim etc they are paying out

    I look forward to them contacting me regarding the future of the account as I have stopped using it anyway


  6. #6
    ian cognito
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    Default Re: MCOL Issued - how long for a response

    Well done, filed my N1 on Friday, acknowledged 1st November, hope it follows your timescales, not long to wait now!!!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE