Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello there i will use this as my thread to keep you all updated on my progress with Bank of Scotland cardcash account.
Firstly i sent a DBA letter to BOS for two accounts that i held and the £10 charge was waived as a gesture of goodwill but they also sent me 2 years worth of bank statements each month in separate letters - money to burn on postage? and the other 4 years were sent in one envelope
BOS card account = £696 without interestlba sent 07/04/06
Hello there i cannot believe this worked but i received an offer yesterday from BOS of £320 as a gesture of good will this is for both accounts as below so no where near enough. The letter is from Richard Aitken who states i should phone 01422 333465 if i need to discuss my concerns.
Basically what i need to know now is do i phone to accept the offer but tell him i will continue to claim for the rest and also ask him about the default being lifted - this was never mentioned in the letter - or should i keep it all in writing and reply stating that the offer was a nice gesture but i will be continuing with my claim and to have my default removed?
Thanks to all for all the help and for this great site i will admit now that i was slightly unnerved about doing this and really never expected a result but never will i doubt you again!!!
BOS current account = £520 without interestlba sent 07/04/06 - defaulted
BOS card account = £696 without interest LBA sent 07/04/06
Kath you now have 3 threads relating to this claim, it's getting confusing. People will be able to help you better with advice and support if you stay in one thread x