Jump to content


  • Tweets

  • Posts

    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

chezt V RBS Mastercard


chezt
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6222 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Thought I'd better start a thread to track my progress with my claim against BRS Mastercard - Prelim posted today claimt 6yrs charges + compounded contractual interest ... watch this space!

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

  • 2 weeks later...
  • Replies 153
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Well I never! The 14days has passed & no reply ... not a sausage! :mad:

 

Just prepared LBA for posting on Wednesday 15th Nov :cool:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

guess what!!??!! A blinkin reply in the post this mornin - only standard stuff - thanks for communication .....sorry not happy with service .....investigating & expect a reply within 10dys .. etc. etc

 

Bit tough really though as I'd already been to Post office & sent LBA recorded delivery before I got home & opened post ...... whoops!

 

Never mind - still not a satisfactory, positive response tho eh! :rolleyes:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

OK another letter this morning dated 15th November (obviously before they rec'd my LBA) referring to my prelim letter. Need a bit of advice over the contents ...

 

'We consider our charges are fair etc, blah, blah. Whilst strongly disagreeing with the OFT's legal position on credit card default charges (:eek: ) the RBS has lowered it's fees to £12 effect 28.06.06. It's not our policy to refund fees that were charged previously at a higher level at the time that fee was incurred. Having said this I'm willing to offer the difference in F&F settlement of this matter." presumably this is still not acceptable?!

They go on to say (& this bit REALLY confuses me!) ...

 

'I appreaciate you did not request copy statements (err no cos i av 'em!) however production of your copy statements is required in order to retriebve a list of charges applied. Please note under DPA a fee of £10 is required for provision of this information. pleas forward a cq made payable to RBS. Once cleared the information will be posted to you' (WHAT!! EXCUSE ME! why should I pay for copy statements which I already have ... Don't get it!? I don't want them posting to me)

Do I just do a letter stating I've now issued LBA as per my timescale & this still stands as I will be persuing the full amount of my claim? How should I deal with the £10 request?

 

Comments PLEASE everyone!?

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

I would reply to that letter saying thatyou have statements etc and that is where you got your figures for your schedule from, accept their offer in partial settlement, whcih the ywill most likely withdraw, refer to your LBA and do not extend deadline.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

I would reply to that letter saying thatyou have statements etc and that is where you got your figures for your schedule from, accept their offer in partial settlement, whcih the ywill most likely withdraw, refer to your LBA and do not extend deadline.

 

That's wot I thought u'd say ;) Thanks soooooooooo muchly Gizmo - will prep my letter shortly. Wonder if anyone else has had anything similar?

 

Seems a bit of a strange one - do ya think this is a new tactic ... confuse us??!! :rolleyes:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Chezt, I see you're further down that old bumpy road, now !! I've said this before - innit funny how much junk mail arrives when you're waiting for something ? !!:-x

 

As Gizmo says (gawd bless 'er - she's bl**dy clever for a guinea pig !! :D ) - this is just them trying to make you think you've not got the faintest idea what you're doing. They don't realise you've had to deal with the likes of us lot here !!

 

Yes, you can virtually ignore this letter if you want, but I would give in to the temptation to reply to it, just like Gizmo !!

 

I personally would not actually tell them that I have the statements already, and I would also go as far to play at being thick with regard to the £10 SAR fee. Let them think you've no idea for now.

 

Then, as Gizmo says, accept their offer, but be very clear that it is only in partial settlement. They might then send you the partial settlement cheque (which you can cash), hoping you'll bottle out and back away from claiming the rest. Just a thought, as this means you'll get something this side of Christmas for sure, at least !!

 

Choice is yours, though - they know you're gonna win, so they're just trying to limit the amount, now.

 

JMHO

 

Bill.

Link to post
Share on other sites

innit funny how much junk mail arrives when you're waiting for something ? !!:-x .

 

:lol:

 

As Gizmo says (gawd bless 'er - she's bl**dy clever for a guinea pig !! ) .

wow - is Gizmo a Guinea pig? amazin! :eek:

 

I personally would not actually tell them that I have the statements already, and I would also go as far to play at being thick with regard to the £10 S.A.R - (Subject Access Request) fee. Let them think you've no idea for now.

 

So u mean u'd pay the tenner n play along for now? Not sure I'll do that tbh but like your style! ;)

 

They might then send you the partial settlement cheque (which you can cash), hoping you'll bottle out and back away from claiming the rest. Just a thought, as this means you'll get something this side of Christmas for sure, at least !!

 

That'd be nice :)

 

Gonna prepare a short but sweet 'refer to my LBA for what I want' letter today :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

No - seriously - go on - ask 'er. Gizmo's a guinea pig !! And a bl**dy clever one at that, may I add.

 

No - I didn't mean mean pay 'em a tenner !! Just play along and ask 'em "wot R U on about." Thereby eliciting a scary three-page explanation of "Why your claim won't work unless you have done all this..." And also a cheque (partial payment) - hoping you'll take it and run, scared witless.

 

But you know you've got 'em now, Chezt, so you're in charge, matey !!

 

Enjoy. :)

Link to post
Share on other sites

No - I didn't mean mean pay 'em a tenner !! Just play along and ask 'em "wot R U on about." Thereby eliciting a scary three-page explanation of "Why your claim won't work unless you have done all this..." And also a cheque (partial payment) - hoping you'll take it and run, scared witless.

 

 

You any good at letter writing? Any suggestions on how to incorporate this into a paragraph for my 'bog off to your offer' letter!? :confused:

 

This is what I've done ...

 

I refer to your request for a £10.00 cheque as payment for production of copy statements required to retrieve a list of charges applied to my account. I Would be grateful if you could advise why I will need these?

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Actually forgot to mention that in their letter I got a whole 2 paragraphs explaining how the bank calculate interest - read it several times n still don't understand what they're 'wafflin on about!' .... Bovvered!?? :rolleyes:

 

Bit bizarre as it just seems randomly 'thrown into' the letter for no reason whatsoever!

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Chezt - sorry about the delay. Trying to write something serious is a bit difficult for me, as I find myself tittering as I go along !! FWIW, here's my humble attempt:-

 

" Dear XX

 

Thank you for your very comprehensive letter of XX/11/06. Like yourselves, I too disagree with the OFT's apparent recommendation of a £12 ceiling on penalty charges. It should of course be much lower than this, in my opinion, but £12 is a step in the right direction and it is encouraging to see that you have at least taken it. As we both seem to disagree with the £12 recommendation, then I am sure you will understand my inability to accept a repayment of the difference between the banks' charges and the seemingly disputed £12 level. Clearly, only full repayment with interest will be acceptable.

 

Thank you for your fascinating explanation of how you calculate interest. Unfortunately, there seems to have been some misunderstanding, as I did not request this. A full and proper account of how the bank justifies charging the penalty fees imposed is what would be more appropriate here, although I do appreciate that this is probably very difficult for you to formulate.

 

Thank you also for your offer of a set of duplicate statements for £10. Whilst I appreciate that this is probably very good value, I will not require these, as I have always kept my own records, which you will see are sufficiently accurate for the purposes of my claim.

 

Unless your records and mine differ, please would you explain why I should order a set of duplicate statements from you, and whom exactly I would be required to produce these to.

 

I would be obliged if you could now refund the full amount requested within 14 days. Please be aware that failure to do so will leave me with no alternative but to file a legal claim for this, along with further costs and interest. I feel sure, however, that you will not consider this a viable or cost-effective option.

 

Yours etc. "

 

So, if it's any use, Chezt, you're welcome. Check it and change it as required, and run it by a mod or a platinum first, if you can.

 

HTH, matey.

 

Bill. :)

Link to post
Share on other sites

wow Bill very impressive - Wasn't expecting you to write the whole letter! Thanks for your help it sounds fab to me! Any mods etc around to comment .... ? :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Glad you didn't just bin it straight away, Chezt !!

 

Hope it's of use.

 

Don't shout too loudly for mods, though - I'm not sure they'll look on further verbal output from me in a favourable light !!

 

Happy Monday, anyway, matey !! :)

 

Bill.

Link to post
Share on other sites

Gizmo is indeed a guinea pig.

The letter is Ok - except I would forget any reference to the £12 - it just confuses and sclouds the issue even more - and don't forget to accept their offer in partial settlement.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

Gizmo is indeed a guinea pig.

The letter is Ok - except I would forget any reference to the £12 - it just confuses and sclouds the issue even more - and don't forget to accept their offer in partial settlement.

...see, I told ya !!

 

Thanks Gizmo. Point taken - the £12 stuff is just waffle and me trying to be clever !! Surplus to reqmts.

 

Yes - I forgot to emphasise the partial settlement bit, when it arrives !!

 

...as it surely must !!

Link to post
Share on other sites

Ok peeps I've mingled bill's letter n gizmo the amazing guinea pigs suggestions with my letter .. how's this ....

 

Dear Sir/Madam,

 

ACCOUNT NUMBER: xxxxxx

 

I refer to your very comprehensive letter dated (DATE) relating to my request for repayment of charges. I have noted the contents of your letter and I respectfully decline your offer of a partial refund as full and final settlement, and request, once again, that you return to me the total sum of my claim. I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary.

 

Thank you for your fascinating explanation of how you calculate interest. Unfortunately, there seems to have been some misunderstanding, as I did not request this. A full and proper account of how the bank justifies charging the penalty fees imposed is what would be more appropriate here, although I do appreciate that this is probably very difficult for you to formulate.

 

I also note your offer of a set of duplicate statements for £10. Whilst I appreciate that this is probably very good value, I will not require these, as I have always kept my own records, which you will see are sufficiently accurate for the purposes of my claim.

 

Unless your records and mine differ, I would be grateful if you could advise why I should order a set of duplicate statements from you, and whom exactly I would be required to produce these to.

 

I would be obliged if you could now refund the full amount requested within the 14 days as stated in my letter before action dated (DATE). Failure to do so will leave me no alternative but to begin a claim against you (in the County Court on (DATE)) for the full amount including interest (currently standing at £xx.xx as of today’s date) plus my costs and without further notice. I feel sure however, that you will not consider this a viable or cost-effective option.

 

I trust this clarifies my position and I look forward to receiving your positive reply. You are reminded that there will be no extension to this timescale.

 

Yours faithfully

chezt

 

:cool:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Gizmo is indeed a guinea pig.

 

:eek: I'm amazed!! Gizmo how do u manage a keyboard so well - ru really really cute like those on the Egg ads? I luv them! ;)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

Chezt, thanks for your PM - everything's fine !!!

 

...so far !!! :rolleyes:

 

Bill.

 

:) glad to hear it 'matey' ;) Hey that was your 400th post! happy 400th postday! :razz:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

:) glad to hear it 'matey' ;) Hey that was your 400th post! happy 400th postday! :razz:

Aw, gee, Chezt - I never noticed !! Thanks ever so much !! :)

 

Just goes to show - some stuff comes in huge quantities, dunnit ? :D

 

Looks like I've shovelled my fair share !

Link to post
Share on other sites

That's ok Bill! Thanks for your input with my letter - Mine was a little basic so I think I've managed to incorporate your good stuff into my letter - what do you think?

 

I tried to click on your scales for helping me by the way but it wouldn't let me - says I have to spread some reputation round a bit before adding to your's again! PMSL! :rolleyes:

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

Link to post
Share on other sites

The cute guinea pig found this amusing.

 

I also note your offer of a set of duplicate statements for £10. Whilst I appreciate that this is probably very good value, I will not require these, as I have always kept my own records, which you will see are sufficiently accurate for the purposes of my claim.

 

Mastered the keyboard now - its the corkscrew that is the problem:???:

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...