Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    eve0317 Novitiate

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    Default eve0317 vs Barclayscard (microfiche problem stage)

    I have 2 barclayscard account and I just sent my SARicon for both account and they replied within 14 days (wow), problem:
    One card they provided details from May 2004 only
    One car they provided details from Oct 2005 only
    reasons quoted are really the standard microfiche not readily accessible blah blah blah

    Now: I have 2 ways to resolve problem
    a) send them a reply to say they did not comply with my request and noted Abbeyicon case for microfiche, and see what they say
    b) wait until 40 days pass and sent them to IM

    I will try a) and see what is the answer to that.

    Wait and see

    _________________________ ____________
    SARicon sent 9th Oct
    Reply for SAR (But microfiche plus non readily accessible problem) 17thOct


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  2. #2
    ian cognito
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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)

    c) estimate your claim on the value of what they have already sent?, I'm sure they'll tell you if you are claiming too much!!!


  3. #3
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    eve0317 Novitiate

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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)

    thanks for the advice. I did check how much I can claim only based on 2 yrs charges and it was nearly 300 quid!

    I suppose I can file a claim now, and at the same time file for further assess for statements up to 2000...

    will do both, and post any news here


  4. #4
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    paulpb123 Novitiate paulpb123's Avatar

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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)

    Hi eve0317,
    I've issued a claim against B/card based on an estimate. If they want to disagree they will have to provide the figures so one way or another we'll get there in the end. Anyone sending a SARicon to b/card should include a paragraph about the Information Commissioner's finding that the Abbeyicon's microfiche system is, in fact, a relevant filing system, so it must also apply to b/card.

    MBNA: Paid
    Co-Op: Paid
    Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
    Abbey National: Paid
    Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)



  5. #5
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    niggy Novitiate

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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)

    Hi, i am at the same stage with Bcard using the microfiche argument but can find no quote or link to the new ruling re Abbeyicon that i can quote to Bcard. can anyone help - I believe there are many folks in this same position, thanks in anticipation

    31.08.06 S.A.R - (Subject Access Request) sent to Abbey recorded
    06.09.06 Microfiche letter received
    07.09.06 Microfiche response sent recorded
    23.09.06 Big stack of paperwork arrived - only 7 months statements though
    29.09.06 Initial request sent to Alliance and Leicester
    04.10.04 Abbey credit card offered me half on receipt of S.A.R - (Subject Access Request)!
    14.11.06 Abbey Credit Card paid in full on receipt of LBA
    14.11.06 Abbey offered half on receipt of LBA
    14.11.06 Alliance and Leicester paid in full on receipt of LBA

  6. #6
    ian cognito
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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)


  7. #7
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    martynh99 Novitiate martynh99's Avatar

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    Default Re: eve0317 vs Barclayscard (microfiche problem stage)

    I raised the microfiche issue with one of the DP Managers in BC along with my other instances of where BC have breached the DPA in dealing with me.
    To quote them 'In respect of the point you have raised in relation to the microfiche statements, the IC is aware of the stance that Barclaycard take regarding the fact that we do not include statements prior to May 2004 as part of a SARicon. The reason for this is because of the way they are stored, in order of billing date, month and year and therefore, do not fall under the definition of a relevant filing system as defined in the data protection act 1998. As we have previously stated, this is not something that Barclaycard has recently put in place to be obstructive, it is a process that we have followed for some time and is there by reference to the act. I have noted your comments regarding Abbeyicon National.'


  8. #8
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    eve0317 Novitiate

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    Default Re: eve0317 vs Barclayscard (1st stage offer)

    Hi Guys,

    sorry for not posting, as expected it took me a while to struggle whether to pursuewith microfiche or just put an estimated claim. In the end, I put an estimated claim and just got my reply.

    How dare barclayscard decided to pay back only 96pounds, instead of the 244 I asked for (that's exclude interesticon), well, I guess another letter will be on the way very soon.



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