Thread: PRINCE V's BLACK HORSE

Hi Everyone,

Firstly sorry if this is under the Lloyds Bank but i could not find a Black Horse section so i thought this would be the best place to put it as Black Horse are part of Lloyds i think. Please advise me if i should have put it somewhere else.

I have just received my 1st refund from Nationwide and now want to start claiming back other changes that i have been hit with, Black Horse is one of them.

I have sent my CCA £1 Recorded delivery and the S.A.R £10 Recorded delivery so i am now waiting for their responce.

Is there anyone who is dealing with black horse or has dealt with them only i would like to hear from you about what happen to you????

Also i would like to claim back the PPI as i was told that i would only get the loan if it was taken which i now no to be unlawful, any help on that would be great.

Good luck all with your claims not that you need it, just read alot and ask questions to other people because they are so helpful.

Regards Mark

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I'm claiming from Bl;ack horse at mo - MCOL issued, not acknowledged - they've only got until Tuesday to ackknowledge though, so I;m hoping they don't!

you would be better pm'ing mod to move you to other institutions

to get more help

Hi all,

Have just received a letter from B/Horse saying that they received my S.A.R request.

It also states that they have had a number of letters with text worded exactly the same as mine, (i wonder why) and also says that the charges only relate to credit cards and agreement debts basically saying not them.

If i have a query regarding charges to call them as it would be quicker to discuss them or write to them setting out your rationale for why i am disputing the charges.

They have not sent a list of charges so what do you think i should do next???

I cannot send a prelim letter as i do not know the amount of charges so how can i proceed, any suggestions please are very welcome.

Regards Mark

Hi all,
I have just received photocopies of the 3 loan agreements (1st ever loan i had and the two top up loans which followed) Also they have included a list of transactions showing right from the opening balance of loan, then interest charged and my direct debit payment and then direct debit return due to lack of funds (if that occured for that payment, i was good some of the time).

What i cant understand is that it does not show the amount charged for failing to pay them my DD it just has returned payment fee at the end of transactions before they settled the loan when topping up.
1. Would you say that this is the amount i should claim for ?
2. Would it be best to claim the charges back when my current loan has finished as they always add the charges on to the end of the loan.

With regards claiming back the PPI, i have made a claim on my current loan which they covered so it would be differcult to get that refunded but i was self employed when i started this loan so would never have taken the cover because it wont cover me so why did they cover me???? The two loan agreements before that which were settled when i topped up were the ones in which i was told no PPI no loan. Due to my claim on existing loan would my case still hold up?
Surly if you pay a loan off early why was i charged the settlement interest???

Please advise, Many thanks Mp