Hi everyone, just need a little help, I previously had a CAP1 credit card but defaulted and was then chased by DCAicon, they recently sent me a letter informing me that they had 'bought' the debt.

1 Is it now a good time to claim back charges from CAP1?

2 Would they pass any charges to the DCA or am I on a winner here?

3 Are CAP1 shafted now they sold the debt?


Thanks in advance for any help people can offer

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