yesterday i recieved a letter from northampton court saying i had 14 days to reply with my admission
or denial at a jd williams debt for 310 pounds.
This catalouge debt is about 5years old and is mostly charges
a couple of years ago i got letters from several debt collectors inc llowell
i sent back proof it letters with the pound postsl orders
no one came back with anything and
all went quiet until the court letters
it wants my employers details income outgoings etc..
...i could really do without a ccj!!
Should i contact llowell and ask them to set up a payment plan?
Do i tell the court ive done this?
I only work 16 hours per week and with 2 kids i can set up payment plan.
Never had a court letter so dont understand it all.
Thanks in advance