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Help - PPI Principles/Burtons card paying for approx 15 years


lulubomb
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Hi there,

 

 

Please can anyone help.

 

 

I had a Principles card many,many years ago (GE Finance at first I think), it then changed to Santander and it called a Burtons card. I have just realised that I am still paying Acc Cover PPI on this. If I was to make a claim who would it be with - GE finance or Santander?

 

 

many thanks

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Your claim will be with Santander.

 

I assume that your reason for the mis-sale is that you did not agree to it and it was put on the account without your knowledge?

 

Thanks for your reply. Yes - I was not even asked ! I didn't even know I had it !Will they consider it , due to the length of time ?

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Yes they should do as there is no time restriction on PPI claims as such.

 

I would put in a claim although you should be prepared for the response that they were not regulated at the time and therefore you cannot refer to fos. (if they refuse to uphold the claim that is).

 

If that turns out to be the case, all is not lost since there is more than one way to skin a cat.

 

Have you got any statements for this account and if so, how far back do they go?

 

I would be inclined to complete a fos consumer questionnaire and get the claim into them. The fos consumer questionnaire can be found here....

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

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