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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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SCOOP....Up to date news stories about bailiffs, debt, universal credit, and much more.


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The Editor of SCOOP has given me permission to post a link to his excellent online "news" website ( link below) which was set up a few months ago.

 

The Founder of SCOOP is Mr Barrie Minney. He has worked as the Bailiff Manager at Brighton & Hove Council for over 20 years and he is also a member of both the Enforcement Law Reform Group (ELRG) and the Money Advice Liaison Group (MALG). He is also the Founder of the Local Authority Civil Enforcement Forum LACEF).

 

Just a glance at the front page will show you that many of the stories sourced for SCCOP relate to the serious problems with the Universal Credit and the ‘bedroom tax’ and there are many reports of concerns about the number of people queuing outside of Magistrates Court to oppose Liability Orders and there are many news articles complaining at the level of ‘summons costs’ etc.

 

The articles are very evenly balanced indeed and where an individual has been found guilty (or jailed) for illegally claiming benefits these stories have also been reported.

 

I am delighted to see that towards the bottom of today's page there is a link to a thread on the Consumer Action Bailiff Forum from one of our regular posters; Mikeymack2002 !!

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?415086-Bailiffs-and-the-new-Law(2-Viewing)-nbsp

 

 

 

New articles appear throughout the day.

 

 

http://www.scoop.it/t/lacef-news

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It would be very useful to keep this thread on the open forum for a few days to allow visitors to read the stories featured and maybe make comments.

 

The thread would make an excellent sticky as well in a few days time.

 

Given the huge number of stories regarding the problems facing Universal Credit, debt levels, changes to council tax relief etc a copy of this thread should maybe also be posted on the debt and benefits section of the forum.

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This link is gold.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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It is of serious concern just how many people are struggling to pay their debts and once again today's SCOOP is once again reporting about complaints at the level of council tax summons issued in Welwyn Hatfield.

 

http://www.scoop.it/t/lacef-news

 

 

The new bailiff fee scale that is due to be implemented on 6th April should have been introduced ay least 2 years ago. Frankly, becoming law at the very same time as significant changes to Universal Credit/bedroom tax and the abolishment of council tax benefits could well be a DISASTER.

 

With todays story about council tax summons it is clear that debtors cannot pay their council tax and will now have a further amount of approx £95 to pay (summons costs etc). From April 6th if the Liability Order remains unpaid a bailiff letter will add a further sum of £75. If the entire debt remains unpaid at that stage a visit will be made adding another £235 to the debt.

 

As an example:

 

Lets assume the debt to the council is £125.

 

The summons cost/liability order will add approx £95 to the debt bringing the total amount payable to the council to £220.

 

If unpaid, the debt is passed to the bailiff and a letter will be written adding £75 to the debt bring the total payable at this stage to £295

 

If payment is not made at this stage, a bailiff will make a visit and this will add £235 to the debt bringing the total to £530.

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Something else to consider; if a person has say three parking warrants passed to the bailiff (not unusual if there has been an appeal) thats a straight off increase compliance fee of £225.

 

And if a bailiif attends a property with a number of warrants (council tax, parking fines) then the 7.5% fee is applied to the aggregate sum over £1500.

 

I'm amazed at the lack of any statement from the advice sector on the fee changes. I suspect that the earlier bailiff bashing (which most people take with a pinch of salt) has meant that any genuine outcry is taken the same way.

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With todays story about council tax summons it is clear that debtors cannot pay their council tax and will now have a further amount of approx £95 to pay (summons costs etc). From April 6th if the Liability Order remains unpaid a bailiff letter will add a further sum of £75. If the entire debt remains unpaid at that stage a visit will be made adding another £235 to the debt.

 

As an example:

 

Lets assume the debt to the council is £125.

 

The summons cost/liability order will add approx £95 to the debt bringing the total amount payable to the council to £220.

 

If unpaid, the debt is passed to the bailiff and a letter will be written adding £75 to the debt bring the total payable at this stage to £295

 

If payment is not made at this stage, a bailiff will make a visit and this will add £235 to the debt bringing the total to £530.

 

And of course there is the possibility that VAT may be added to the charges yet making them even greater.

Please consider making a small donation to help keep this site running

 

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Wonder how many others are doing similar to this http://www.examiner.co.uk/news/west-yorkshire-news/council-tax-rebate-firm-boss-6534233 the original link being on the Scoop site.

"
He was charged in April last year after an investigation – dubbed Operation Belle – by the regional [problem]busters team, a specialist arm of Trading Standards run from York
.

 

Is the above a typo? shouldn't it have said "dubbed Operation Belly"?

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Good post BAZM

 

 

The truth of the matter is that sadly the new fee scale has FAILED in one major area. The government have consistently stated two criteria's. One being to 'curb aggressive bailiffs' and secondly, that the fee scale must be simple and 'transparent". The new fee scale is NOT transparent and all and the 'advice sector, the enforcement sector and local authorities are all confused and many questions are being raised with the Ministry of Justice,

 

We are all hoping to hear a lot more about the fee scale at the CIVEA conference in London next week. The new Minister needs to get "up to speed" but I anticipate that he will be in attendance for as short a period as possible !!

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This SCOOP story today is AWFUL :

 

http://www.echo-news.co.uk/news/10952029.13_000_books_overdue_at_Southend_libraries_and_council_could_send_in_the_BAILIFFS_to_recover_the_costs/?ref=var_0

 

Southend Council may send in bailiffs to recover debts due to library books not being returned !!!

 

I remember posting about a case on the forum a few years ago regarding a lady who had been ARRESTED and taken into police cells for failing to return her library books. I need to check to see whether this 'offence' is one that is still of a 'criminal nature'.

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Good post BAZM

 

 

The truth of the matter is that sadly the new fee scale has FAILED in one major area. The government have consistently stated two criteria's. One being to 'curb aggressive bailiffs' and secondly, that the fee scale must be simple and 'transparent". The new fee scale is NOT transparent and all and the 'advice sector, the enforcement sector and local authorities are all confused and many questions are being raised with the Ministry of Justice,

 

We are all hoping to hear a lot more about the fee scale at the CIVEA conference in London next week. The new Minister needs to get "up to speed" but I anticipate that he will be in attendance for as short a period as possible !!

 

The main isssue with debt is that as the debtor cannot afford the original sum, anything extra in costs makes it more unlikly the debt will be paid, in fact bailiffs can trap someone in a lifetime of debt with fees as surely as a Wonga loan whatever the fee scale. so as per ploddertom, let us take one of the liability orders gained by NELC as exposed by a FOI and this will be an increasing issue with automated systems, any deficit could trigger the Liability Order procedure, but here the debt was one penny!

 

so under the new scale:

 

Debt £ 00.01p

Summons cost £ 95.00

Baliff Letter Fee £ 75.00

Bailiff Call £235.00

 

Total: £405.01

 

if VAT is applicable to the whole amount then the debt has risen from one penny to £486.01

Edited by brassnecked

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Two stories today that are of interest:

 

The first one will appeal to Outlawla as it concerns a serious blunder by Capita where they appear to have been double charged council tax residents in Birmingham and pocketing nearly £500,000 !!!

 

The second story demonstrates that yet again, the Ministry of Justice are under the spotlight for their plans to increase court fees and in doing so, apparently making access to the court system too expensive for the majority of the public.

 

The consultation on the amount of fees that will be charged when applying for a divorce, small claims track application, liability order, injunction and over 100 other court applications is at Consultation process at this moment.

 

http://www.scoop.it/t/lacef-news

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Two stories today that are of interest:

 

The first one will appeal to Outlawla as it concerns a serious blunder by Capita where they appear to have been double charged council tax residents in Birmingham and pocketing nearly £500,000 !!!

 

The second story demonstrates that yet again, the Ministry of Justice are under the spotlight for their plans to increase court fees and in doing so, apparently making access to the court system too expensive for the majority of the public.

 

The consultation on the amount of fees that will be charged when applying for a divorce, small claims track application, liability order, injunction and over 100 other court applications is at Consultation process at this moment.

 

http://www.scoop.it/t/lacef-news

You will have to be an MP or council officer who can try to put the fees on expenses to afford justice.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Yet again.... more bad news today on SCOOP which demonstrates how the changes to the benefit system is affecting debtors who are clearly on BENEFITS.

 

Burnley Council have confirmed that the number of council tax summonses has DOUBLED in just ONE YEAR !!!

 

This is truly a shocking state of affairs because by the time a Liability Orders are issued the new fee scale will likely take effect.

 

 

http://www.lancashiretelegraph.co.uk/news/burnleypendlerossendale/10959226.Burnley_council_tax_summonses_double/

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Yet again.... more bad news today on SCOOP which demonstrates how the changes to the benefit system is affecting debtors who are clearly on BENEFITS.

 

Burnley Council have confirmed that the number of council tax summonses has DOUBLED in just ONE YEAR !!!

 

This is truly a shocking state of affairs because by the time a Liability Orders are issued the new fee scale will likely take effect.

 

 

http://www.lancashiretelegraph.co.uk/news/burnleypendlerossendale/10959226.Burnley_council_tax_summonses_double/

 

The councils will need to take the courts over for weeks at a time to process all the Liability Orders they will seek due to people owing council tax for the first time as a result of IDS and his clobber the poor then kick them some more unilateral wet dream

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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....http://www.lancashiretelegraph.co.uk/news/burnleypendlerossendale/10959226.Burnley_council_tax_summonses_double/

 

Potential for another High Court ruling with regards local authorities inappropriately profiting; similar to the Barnet case only with court costs revenue surplus to their expenditure as opposed to parking revenue.

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This SCOOP story today is AWFUL :

 

http://www.echo-news.co.uk/news/10952029.13_000_books_overdue_at_Southend_libraries_and_council_could_send_in_the_BAILIFFS_to_recover_the_costs/?ref=var_0

 

Southend Council may send in bailiffs to recover debts due to library books not being returned !!!

 

I remember posting about a case on the forum a few years ago regarding a lady who had been ARRESTED and taken into police cells for failing to return her library books. I need to check to see whether this 'offence' is one that is still of a 'criminal nature'.

 

.

.

How times flies !!!

 

In fact the post that I made about a person being arrested for failing to return her library books was only last August. Below is a copy of my post:

 

 

 

I do voluntary work for a small debt charity and around February time we had a query from a lady who had been woken by loud banging on the door and found 2 POLICE OFFICERS and a Magistrate Court officer at her door regarding NON PAYMENT of a fine for failure to return library books. I have to confess that I did not know such an offence could be deemed criminal.

 

She was taken in the police car to the local police station where she was fingerprinted and the police then went through her handbag and listed all of the contents on a sheet. She had to sign to confirm that all items were hers.

 

She was then driven in the police car to a Magistrate Court nearly 20 miles away. She was handcuffed and put into cells until 2pm when she was then taken upstairs to the court. The judge made it clear that non payment of court fines would not be tolerated and that too many people are ignoring criminal fines. She made the point very clear indeed that in her court there had recently been quite a few people who have been sent to prison or wilfully refsuing to pay a court fine.

 

The judge stated that the amount due to clear the matter was £130 and that the debtor could avoid prison by paying into court that day the sum of £130. Worryingly, the debtor tried to say to the Judge that she could not afford to pay the full amount on that day to which the Judge responded to advise the "defendant" that should would adjourn the matter for 10 minutes to allow the debtor to carefully consider what she had just said in court.

 

During the short adjournment the debtor was able to speak with an "advisor" who informed her that earlier in the morning the police had made a list of items in her handbag and that from this list it was confirmed that the debtor had £188 in cash in her purse and that the Judge could therefore rule that the debtor was willfully refusing to pay. When the Judge came back into the court the debtor stated that she would be able to pay and she was then released. She did try to expalin that the money in her purse was needed to pay her rent but the Judge made it clear that court fine are a PRIORITY DEBT.

 

I can assure you that the above is true and it certainly has demonstrated to me that courts are taking unpaid court fines very seriously indeed.

 

In this particular case, the debtor confirmed that she had received the Further Steps Notice but it would seem that the Fines Officer had decided that instead of issuing a distresswarrant or attachment of earning order he would apply for committal proceedings.

 

I quite agree that bailiffs are acting very badly indeed but I can assure you that courts are taking a very tough stance with unpaid court fines.

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Again, yet more bad news as dozens more local authorities say they are reducing protection for vulnerable residents. This will affect over 270,000 households.

 

http://www.scoop.it/t/lacef-news

 

As they wil lnot be able to afford the £80, how is the new bailiff fee scale allowing the debt to escalate to £380 or so with VAT, going to help them exactly?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Some more good stories today and one detailing a new "Bailiff" TV series that starts soon on Channel 5.

 

http://www.scoop.it/t/lacef-news

 

That one looks interesting TT, along with one about bailiffs getting ready for a new tough regime on the gov website, incidentally do the new regulations make forced entry for council tax and CCA debt easier?

 

quoted from that:

 

  • "Making bailiffs responsible for proving to a court that there are, or likely to be, goods of the debtor on the premises before being granted the power to use reasonable force to gain entry.

Before a warrant is granted, bailiffs must give the court information on the likely means of entry, the amount of force required and how the premises will be left in a secure state afterwards"

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Brassnecked,

 

What has become clear from the CIVEA conference is that MOJ have a lot of problems to still overcome.

 

I will be addressing the above quote in the Tribunal Courts & Enforcement thread. In essence, the right to force entry will be available but there will be a much stricter criteria before that exceptional right is allowed.

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Brassnecked,

 

What has become clear from the CIVEA conference is that MOJ have a lot of problems to still overcome.

 

I will be addressing the above quote in the Tribunal Courts & Enforcement thread. In essence, the right to force entry will be available but there will be a much stricter criteria before that exceptional right is allowed.

 

So in principle then the forced entry is there to Council Tax as it is for magistrates fines at the first knock, if that is so there will be hell to pay come April and bailiffs run amok.

 

Or is it to still be as at present only after peaceful entry and a court order with written notice of time and date?

 

 

The whole sorry mess is an absolute debacle and brings MOJ and enforcement by disress completely into disrepute.

We could do with some help from you.

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