Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
After listening to the program ML did on Jeremy Vines show a while back, ive been stewing over my charges and tonite, ive finally decided to do something about it.
My particular problem is with good old Lloyds TSB, and im sure my story is just like so many of you out there, indebted to these ****** - over the last few years, their charges have effectively ****** me of my lifes savings, my dignity and taken me close to bankruptcy... looking over my old statements has just shown me how they've kicked me in the guts again and again while i was down
the sum is going to be in thousands, im still counting
Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later.
Then look at other threads in your bank’s forum, so as you know what you can expect to happen
You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.
There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time
This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.
When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help
Hi all :o)
TSB, and im sure my story is just like so many of you out there, indebted to these ****** - over the last few years, their charges have effectively ****** me of my lifes savings, my dignity and taken me close to bankruptcy... looking over my old statements has just shown me how they've kicked me in the guts again and again while i was down
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