Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 26th October 2006 17:08 #1
    spacebug spacebug is offline
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    Default Microfiche Success With Barclays

    Hello All,

    Sorry to get your hopes up.. I'm not posting about a success, rather i am asking if anoyone has had any success.

    So many people on this site are coming up against the microfiche brick wall and i trawled through the posts but no body seems to have had any success. (although there are loads of people who have claimed against Barclaysicon - how did they do it....?)

    What should i do next...? I am not going to throw in the towel, i just need to know what the next step should be.

    The 40 days of the S.A.R - (Subject access requesticon) have not expired yet so i have been thinking about my options - Do I:

    1. Send a letter to them asking them for the information again? Any templates anywhere?

    2. Wait until the 40 days are up and estimate my charges and continue as normal?

    3. Contact the information commisioner with a copy of the Bcard letter and wait? (do i also send a copy of this letter to Barclaycard?)

    4. Scream...

    Does anyone have a good template letter to send to Barclays? Not including the Smith vs Lloydsicon as i think this has been proven not to work. Also the Abbeyicon case seems not to work as Barclays claim they use account numbers where as Abbey use account name.

    The problem i have with estimating is that i know most of my charges originated when i was at university (2000 to 2004) so if i estimate based on my 2004 to 2006 statements then i will be significantly underclaiming...

    Help please...

    Kind Regards,

    John

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  2. 27th October 2006 13:57 #2
    adamski adamski is offline
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    Default Re: Microfiche Success With Barclays

    Estimate the charges, thats what i plan to do they will soon put you right when you make an offer you the difference between £20 and £12
    Im going to estimate the charges as in £20 every month since 2001 when they introduced charges.
    regards
    adamski

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE