Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Help Guys

  1. #1
    Basic Account Holder
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    Default Help Guys

    Hiya eveyone.

    I have been searching the FAQ's and can't find the answer to this.

    I had a lot of trouble with my money at the start of this year and as a student with no real income the lovely credit card people helped me to get into about £20,000 - how nice!!

    Anyway - as I was 8 months pregnant at the time - I asked my Dad to speak to these people on my behalf and he settled the some of my accounts for a lesser amount than the actual balance for immediate payment.

    Can I claim the charges back from these accounts?

    Thanks

    Hollydoll

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    MR HOLLYDOLL
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  2. #2
    Platinum Account Customer lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative lickthewallfatboy Highly informative

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    Default Re: Help Guys

    might be very wise to let sleeping dogs lie and quit while you are ahead.You have to be a bit shrewd in circumstances such as yours.....


  3. #3
    Basic Account Holder
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    Default Re: Help Guys

    that's what I thought - just wondered really. Have enough on my plate with the 3 I am doing at the moment.

    Thanks - was just the defaults really. Have badly affected my credit

    Barclays - Prelim Sent for £980
    23/09/06 - LBA sent for £1000
    05/10/06 - Received offer of £500
    10/10/06 - MCOL Served for £1244.01
    18/10/06 - Acknowledged by Barclays
    20/11/06 - AQ Returned to Stockport Court
    REFUNDED IN FULL
    Capital One - Received Statements
    Prelim sent 20/10/06 - £632
    Offer received 03/11/06 - £248
    Partial settlement and LBA sent 07/11/06
    2nd letter from Cap 1 18/11/06
    MCOL filed 21/11/06 £864
    WON! REFUNDED IN FULL
    Halifax - Received Statements
    Prelim sent 09/10/06 - £836
    28/10/06 - Offer received £568
    Settled.
    Egg - S.A.R - (Subject Access Request) sent 22/11/06

    MR HOLLYDOLL
    Barclays - S.A.R - (Subject Access Request) sent 22/11/06
    prelim sent
    lba sent
    moneyclaim filed
    Barclaycard - SAR sent 22/11/06
    prelim sent
    lba sent


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE