Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took a loan out with Egg a couple of years ago. They said I would not be able to have the loan unless I took out PPI with them - which needing the money I agreed to.
From looking through this website for the past couple of months, I've now got in touch with them to cancel the insurance (which as you can guess, they weren't very happy about, and seemed to make out they needed an explanation!!).
My only problem is is that they've only refunded me the amount thats left (I've got 22 payments left) - £85.00. I've got my details and the total for the insurance is £649.50. So I've paid a hefty bit.
I think I have the grounds to request for the rest of this amount back as they insisted that I HAD to have this insurance. But I am a bit wary of Egg, as I know they are very very difficult to break down (I'm not sure if anybody has done yet). As I say, I've still got 22 months left to pay, and I've also got an Egg Card. I don't want to get into this if they are going to demand me to pay the whole lot back as I will not be able to do that.
Any advice??
PS I took on HSBC and won so I'm not afraid of the hard work, just don't want to get too deep in and ruin my credit report even more. I know how Egg work and their underhand tactics.
Egg PPI
a couple of years ago. They said I would not be able to have the loan unless I took out PPI
Reply With Quote