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    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
    • Less than 1% of Japan's top companies are led by women despite years of efforts to address the issue.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all,

 

I've had the usual experience of being told my payment of £152 is pending and then not receiving anything. Contacted them by email but got no response.

 

Started filling in the MCOL form today (22/12/13), went to the C4P website to get the full postal address...and the website has gone.

I've read a few posts saying they have changed company names.

 

New to all this. Can I bring an action against a company that has ceased trading? Can I bring an action against a new company name and address (even though my contract was with C4P)? Or have I missed the boat completely?

 

Appreciate I should have done my research, but this still feels a lot like theft to me.

 

Any strategy advice would be greatly appreciated.

 

Jonathan

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The owner has ran off as he has multiple agencies after them and seems to be trying to hide by changing the companies name amongst other stuff.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The C4P website still seems to be down. Rather than it has vanished, I suspect they are changing it to make t seem like a different company. A case of wait and see.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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The C4P website still seems to be down. Rather than it has vanished, I suspect they are changing it to make t seem like a different company. A case of wait and see.

 

Thanks! Sorry, should have waited for panic mode to end and common sense to kick in before posting.

Edited by jonbancroft1988
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You can only bring action on the company you had an issue with or the director. You cant bring it on a different company as they are legally a seperate entity. It's like having a problem with B&Q and sending a claim to wickes.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Nope. No point at all.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Unless they come back as that company, or you issue the CCJ on the director, then sadly theres nothing. The police and trading standards are involved and are looking for them, but they are seemingly in hiding.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I am in an identical situation with cash4phones regarding the MCOL. I have also won a judgement against c4p and still have not received the money. I have since found out that this company that was operating legitimately albeit morally questionably is now no longer even operating. The website is down and the address they provided at 15 Gateway Mews, Ring Way, London, N11 2UT is not currently and apparently has never been occupied by c4p. I found this out by ringing an insurance company next door. This makes the £100 warrant option totally null and void as these criminals have now set up a new company and changed their name. There is however a glimmer of light at the end of the tunnel. I have already contacted companies house a few weeks ago and was informed that c4p was striking off (dissolving the company), but if I was able to provide sufficient evidence that I was engaged in legal proceedings then the company would remain live...

 

 

 

The letter I received....

 

"Dear Mr Panteli

 

C4P HOLDINGS LIMITED - 07474171

 

Thank you for your e-mail.

 

I am writing to acknowledge receipt of your objection to the striking off and dissolution of the above company.

 

Please note that the above action has been suspended until 12/03/2014.

 

If you wish to maintain the objection after that date, you would need to apply again in writing enclosing documentary evidence of what action you are taking against the company. This evidence should be received at least 2 weeks before the objection expires.

 

If no evidence is received the striking off action will continue and this may result in the company being dissolved from the register of limited companies.

 

I would be grateful if you could confirm whether you would be agreeable for your identity, as the objector, to be disclosed.

 

Yours sincerely

 

 

Neil Hughes

Case Officer

Dissolution Section

Companies House "

 

 

So come on people, we still have a chance to get these bottom of gutter pitiful excuse for human beings. Lets gets our money back and watch these peoples lives ruined and they loose there friends and family and get convicted by the British law authorities. What else can we do???

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Not surprised in the least. Apparently no fewer than 437 companies occupy the same postcode (according to the post office a post code can be a single business address or between 15 and 20 residential addresses).

 

Perhaps someone who has been affected by this company should call the Insolvency Service hotline details below:

 

 

Investigations Hotline number is – 0845 601 3546. This is a 24 hour answer phone facility which allows you to leave your contact details so we can acknowledge your contact and send you the appropriate questionnaire.

 

 

Director Is:

MR SAVVAS KOUMOURIS

Edited by topcat1802
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I have a claim against C4P on MCOL. The Judgement against them has been entered but still no sign of my money. If they are changing name, is it even worthwhile getting a warrant issued, as there is a £100 charge for this?

 

I wonder what worth there is in employing an HCEO for £60

 

seen what they can do on the TV programme call the sheriffs.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I wonder what worth there is in employing an HCEO for £60

 

seen what they can do on the TV programme call the sheriffs.

 

dx

 

Most of that program is simple enhanced because its on tv. The bailiffs on that shopw are very stuck up and self righteous. Notice how multiple times the charges seem to increase for no reason at all, then the program cuts to somewhere else?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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good let them C4P needs ripping off!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Regarding the suspending the dissolving of the company,

 

I'd love to do all I can to give these [EDIT] their comeuppance.

 

Don't have a legal background though so if I can get advice on how to do this then I will do it.

Edited by dx100uk
behave - dx
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i've had a similar issue, posted on another thread with my progress so far....

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?410658-looks-like-i-might-be-their-next-victim..Cash4phones..-(&p=4433206#post4433206

 

it would appear that they're being looked at by police etc. so hopefully they won't be allowed to close the Ltd company and we can all make a claim against them, trouble i assume is that if they have evidence of the company having no assets to divide among its claimants we could get nothing, maybe the best that could happen is they're prosecuted for fraud, hard to prove and what would we get back as a result?

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i've had a similar issue, posted on another thread with my progress so far....

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?410658-looks-like-i-might-be-their-next-victim..Cash4phones..-(&p=4433206#post4433206

 

it would appear that they're being looked at by police etc. so hopefully they won't be allowed to close the Ltd company and we can all make a claim against them, trouble i assume is that if they have evidence of the company having no assets to divide among its claimants we could get nothing, maybe the best that could happen is they're prosecuted for fraud, hard to prove and what would we get back as a result?

 

I suppose we will just have to wait and see.

The financial reports stated that they definitely have

Assets if not profits. Wish I could catch them selling our phones on eBay ....or where ever they are selling our phones.

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i've had a similar issue, posted on another thread with my progress so far....

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?410658-looks-like-i-might-be-their-next-victim..Cash4phones..-(&p=4433206#post4433206

 

it would appear that they're being looked at by police etc. so hopefully they won't be allowed to close the Ltd company and we can all make a claim against them, trouble i assume is that if they have evidence of the company having no assets to divide among its claimants we could get nothing, maybe the best that could happen is they're prosecuted for fraud, hard to prove and what would we get back as a result?

 

 

You could have 100 claims against them. It doesnt mean anything if you cant find the director and the company has no assets because he's taken them and gone into hiding.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Nobody does. Not even the police. He lives abroad too so aby court action right now is pointless

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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