Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wondering if anyone else has taken A&L to court in Scotland. I have just lodged my claim in court but have a while to wait as the return date for them is 28/11/2006.
No sorry i haven't! Just about to start requesting statements today and wondering when i saw your post, does that mean you have had to take this the full road wto court with the A&L then?
Why have you taken them to Court in Scotland, their head office is in Leicester? There are loads of us who have taken A&L to Court and live in Scotland, but I don't know anyone else who used a Scottish Court. Is it because your claim is under £750?
I've won twice and both times it goes the whole road of putting in a small claim and then they pay up. If you read through as many posts as are relevant to you you will find scores of people who have gone through this and you'll get loads of confidence.
Have taken them to court in Scotland as that seemed to be the most straightforward way to do it. Did think it was a bit of a risk taking them to court in England in case it did go a court hearing. How long after raising the court action did it take them to cough up?
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
My two experiences were both with Leicester county court - very helpful staff.
First one A&L lodged a defence and then paid up two weeks later.
Second one they lodged a defence, 28 days elapsed and I took out Court order, but wrote and told them this. They paid up the next week. I am convinced they are getting so many claims now they are losing track.
I suppose it doesn't really matter with A&L since they are not going to Court with anyone, but I would be interested in feedback of Scottish system as I wasn't impressed when way back in October 05 I started my claim and phoned Glasgow Sheriff Court for advice.