Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Toothfairy In Administration


fkofilee
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3734 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Guys... As of 9am this morning... Toothfairy Finance was declared to be in Administration.

 

This is the whole CIMS Technology umbrella which marks great news for the PDL industry.

 

Later today I will post up the article, however for those impatient ones it is in Credit Today.

 

Edit;

 

http://www.credittoday.co.uk/article/16370/online-news/payday-lender-in-administration

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

What a nice Christmas present.

 

Unfortunately, they will pass on their debt book to Northern debt Recovery (probably) as they spun off from Toothfairy earlier this year.

 

It certainly answers the question on this thread

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406541-Toothfairy-finally-done&p=4373475&viewfull=1#post4373475

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

£100 says given them a few months and theyll be back under a completely different name. Larholt was applying for another credit licence before this new guy got involved with toothfairy.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Ahh, what a shame and just before Christmas too, perhaps we should have a whip round for them :lol:

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Earlier this year (I believe) Northern debt Recovery and Marshall Hoare split from WebLoans Processing and set up as separate companies, each with their own CCA licence so they are still around.

 

Marshall Hoare also have a trading name of North Debt Recovery Ltd which should not be confused with Northern Debt Recovery.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

Guys... As of 9am this morning... Toothfairy Finance was declared to be in Administration.

 

This is the whole CIMS Technology umbrella which marks great news for the PDL industry.

 

Later today I will post up the article, however for those impatient ones it is in Credit Today.

 

Edit;

 

http://www.credittoday.co.uk/article/16370/online-news/payday-lender-in-administration

 

This is all a trick to move to a new hiding place by Per Gullestrup. I am waiting for the new company to start calling me again

Link to post
Share on other sites

First, they arent a debt buyer. 2nd, they cant add interest as the original contract was terminated, and any interest added on after COULD be seen as unlawful and profiteering.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Seems like mhb have taken over the debts my other half is still getting emails saying they have the legal right to collect and they keep adding interest an threaten to turn up on the doorstep unannounced

 

This is probably an automated email. The Gullestrup family took our loans somewhere else. Toothfairy does not pickup the phone, can't pay them. Nice christmas present. Just waiting for Per Gullestrup to show up again.

Link to post
Share on other sites

Got an email from Loads of Dosh Limited (who are currently in process of changing their name to DHR Capital Limited) claiming they have been assigned all debts from Webloans Processing Limited, what I find rather interesting about it is the following detail which doesn't really add up:

 

Webloans Processing Limited is in administration.

Webloans Processing Limited sells debt to Loads / DHR.

DHR sends out notice of assignment for debt.

DHR claims payments should be made into the Bank account we already pay to which would be the one of Webloans Processing Limited.

 

Now obviously that immediately sets off every single alarm bell simultaneously....

 

The lovely pictures from the email:

 

[ATTACH=CONFIG]48263[/ATTACH]

 

[ATTACH=CONFIG]48262[/ATTACH]

 

So it looks like round 2 is about to begin, can't wait to teach those who where foolish enough to buy debt from toothfairy just how hard they will crash and burn:mad2:

Edited by Nao
Link to post
Share on other sites

Was just having a read of this thread my speed credit debt was passed over to web loans processing when they got shut down, I have a repayment plan with web loans processing now they've went into administration will my repayment plan still stand with who ever then claims to own the account?

As I fought them down to the amount I actually owed and at a repayment I could afford, I'd hate to think.it gets passed around again and all daft charges get added back on

Edited by tinkerbell_2k12
Link to post
Share on other sites

hi guys 1st time posting but figured you would all want to know this, have a debt through toothfairy which was being delt with by marshall hoares who we all know is 1 in the same, am with a debt management company dealing with all my debts inc this 1 recieved a letter from them today saying marshal hoares has told us they are no longer dealing with your debt please contact them and find out the name of the new creditor i need to make payments to, having already read this thread b4 ringing them was quite supprised to get through on the original phone number for mhb and speak to someone who said they were just changing name to blackwater uk and all payments should continue to be made to same address acc no but with the only change being "blackwater uk" as the new company. so sound like just another dodgy spin off of the same sharks,

Link to post
Share on other sites

DHR Capital ltd??!?! Well at least its not called Toothfairy anymore eh?! :lol:

 

Anyhow, needs to be reported to the OFT... Wonder if they have the same CCL Number ^__^

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

Was just having a read of this thread my speed credit debt was passed over to web loans processing when they got shut down, I have a repayment plan with web loans processing now they've went into administration will my repayment plan still stand with who ever then claims to own the account?

As I fought them down to the amount I actually owed and at a repayment I could afford, I'd hate to think.it gets passed around again and all daft charges get added back on

 

Shoever takes over the accounts must honour the arrangement you have in place already.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Just had a thought, for those that have defaulted loans, does that mean that they will replace the Credit file entry under the new name?

 

I get the strangest feeling that might happen.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Link to post
Share on other sites

Wouldnt matter if they did. As long as the dates were kept the same.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • 2 weeks later...

An up date for you all

 

Loads of Dosh are the new owner but see how much they have paid for the loan book so when they come a chasing, offer something silly and see what they say.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?414289-Toothfairy-More-Corrupt-Then-First-Thought&p=4437525&viewfull=1#post4437525

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...