Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have a joint account with Halifax and my husband also has a credit card with them.
Due to being a bit slack, on a few occasions, we forgot to pay the credit card bill, Halifax credit card took money directly from the bank account without informing us and sending me overdrawn and costing me charges !!
Do I put these charges from the bank onto the credit card claim as they were the ones that caused the charges by taking the money from my account without my knowledge sending me overdrawn.
Lloyds TSB (1) Statements received LLoyds TSB (2) Statements Received LLoyds TSB (3) Statements received Halifax Credit Card (1) Statements received Halifax Credit Card (2) SARS request Sent RBOS (Halifax) Credit Card (3) SARS has Elapsed, on 54 days now Barclaycard - Goodwill offer of £264.00
I was hoping it was the other way round, because I am holding off on the Halifax claim which is very small and keeping it as the parachute account !!!!
Never mind eh !!
PINKPETAL
Lloyds TSB (1) Statements received LLoyds TSB (2) Statements Received LLoyds TSB (3) Statements received Halifax Credit Card (1) Statements received Halifax Credit Card (2) SARS request Sent RBOS (Halifax) Credit Card (3) SARS has Elapsed, on 54 days now Barclaycard - Goodwill offer of £264.00
How did you find Lloyds to deal with, they are where the bulk of my claim is going to be !!!
Is it likely they will withdraw O/D facilities ??
E
PINKPETAL
Lloyds TSB (1) Statements received LLoyds TSB (2) Statements Received LLoyds TSB (3) Statements received Halifax Credit Card (1) Statements received Halifax Credit Card (2) SARS request Sent RBOS (Halifax) Credit Card (3) SARS has Elapsed, on 54 days now Barclaycard - Goodwill offer of £264.00
Lloyds TSB (1) Statements received LLoyds TSB (2) Statements Received LLoyds TSB (3) Statements received Halifax Credit Card (1) Statements received Halifax Credit Card (2) SARS request Sent RBOS (Halifax) Credit Card (3) SARS has Elapsed, on 54 days now Barclaycard - Goodwill offer of £264.00
Hi All,
I would like to claim over 1000 in charges, but I have a Halifax credit card. Would they be able to close my credit card account and demand full repayment of the balance, even though it in order?
Dave.
Yes the same letter can be used just customise it.
I find it easier to paste the letter and copy it into a file.
From there you can make any edited changes and of course save it for reference later.
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By the way Pinkpetal are you ready to start a thread in Halifax group ?
I will move this thread there for you.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
can a halifax credit card & current acc be sent on the one S A R request??
I included six Halifax accounts and a Bank of Scotland credit card on the one SAR. They signed for it at the end of March but ignored it until I sent a non-compliance lba in late May.
Halifax (current accounts, credit card, old mortgage, secured loan) thread here
Halifax bank / Halifax Credit Card
and my husband also has a credit card with them.
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Re: Halifax bank / Halifax Credit Card
Originally Posted by chiaria
